Great
Based on 689 reviews
Aspire4.1Honesty, pricing, process and quality scores appear once 5 customers have rated them.
The Aspire® Mastercard is built for people ready to build, grow, and aspire. Trusted by more than 1 million cardholders, this unsecured credit card, issued by The Bank of Missouri, reports to all major credit bureaus. Responsible use could help you strengthen your credit profile and work toward higher credit lines over time. Even if you’re starting with less-than-perfect credit, the Aspire® Mastercard is designed to help you build toward what’s next. You could earn cash back rewards* on eligible purchases and access your credit score* for free. Managing your account is simple through the online Account Center or mobile app—plus support is available 24/7. Learn more at aspire.com $0 security deposit $0 application fee $0 fraud liability No credit score impact (prequalify with a soft credit check)See If You Prequalify*Learn moreClick here to view additional details.
Aspire (aspire.com) has 689 customer reviews on Folks Told, with an average rating of 4.1 out of 5.
Showing 124 reviews with 1 star · Clear filters
Shadow K.
It’s no wonder why they only have a 3 star review. I’m surprised it’s not 1 star. I have applied 5 times in 3 years and have NEVER been approved. Such a lie. The ONLY good thing is that it is not an inquiry in the credit report. Save time and do NOT apply.
JB
This company(Aspire) is a fraud; they posted a charge on my account for $1,344.03 and claimed it was from Alternative Airlines (I have never used this company). I reported it as fraud immediately while the transaction was still pending. They not only approved it, but they, are also refusing to investigate and won't remove the charge from my bill.I have try contacting Alternative Airline and this is was the told me: Good day, Thank you for your email, I have spoken with our accounts team, and if you have a payment dispute, your bank will need to investigate the transaction. Leila Customer Service Executive Alternative Airlines This is what Aspire post on my bill: TRANS DATE POST DATE DESCRIPTION OF TRANSACTION AMOUNT 08/10/22 08/10/22 ALTERNATIVE AIRLINES 18883750094 DE $1,344.03
April
Aspire lured me in offering a credit card with no annual fees or any other fees for just having the card. Then, when I had the card for almost a year, I received a letter from them informing me that they would start charging me a "monthly maintenance fee." The fee is $5 a month, but that adds up to $60 a year--all for just having the card. I tried to cancel my account, but the person or bot on the chat made it very difficult and told me that I would still have to pay the new fee until my balance was paid off. This company is basically a white-collar scam. They are getting rich from this shady practice, preying on ordinary people who have to watch every dime. Imagine how much they are raking in stealing $5 a month from thousands of people.
David A.
This credit card company is SCUM ! I had this card for over one year, used it sparingly however because I "DID NOT" max the card out on a monthly basis they decided to downgrade my credit line. I have over $100K in my credit line and over 740 plus FICO. (Buyer Beware !!) Run from this card......
