Average
Based on 228 reviews
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Deferit is a bill budgeting and payment platform that has helped over 550,000 people improve their cashflow and pay bills in installments. To date Deferit has paid over $400m in bills and saved its users over $39m in late fees and other biller penalties by ensuring bills get paid on time.Pay upfront or over time in 4 easy installments. Build your credit history with every bill payment. The flexibility to change payment dates to suit your lifestyle. No interest, no late fees, just a simple subscription. Whether the bill needs to be paid by ACH, Check, Credit Card or any other method, simply take a photo of the bill and we take care of the rest!
Deferit (deferit.com) has 228 customer reviews on Folks Told, with an average rating of 3.8 out of 5.
Showing 146 reviews with 5 stars · Clear filters
Dieisha C.
Deferit has been such a lifesaver. I recommend them to anyone. They even give grace periods if necessary. Whoever invented this app is a genius.
Reply from DeferitOct 23, 2025
Hi Diesha, Your feedback means a lot to us—thanks so much for sharing your flexible experience with Deferit! Whenever you need help, we've got you covered.
kj A.
Deferit is very trustworthy and legit. My phone bill was due and they helped me get it paid more than once and upped my limit on how much I can use. They also helped me move dates when payments are due. Love it here at Deferit. Would recommend 10/10
Reply from DeferitOct 9, 2025
We're so glad you found Deferit reliable, especially with your phone bill—thanks so much for sharing your experience with us! Rest assured; your continued use and on-time (or early) payments will continue to be factors to increasing your Pay-in-4 limit. Your feedback means the world to us, thanks so much for your support.
Shamika
Love it really helped me about a lot !
Reply from DeferitOct 9, 2025
We're glad Deferit helped you a lot, Shamika—thanks a bunch for the love!
Mary J.
I just wish I could get an increase, But Deferit is Good To Have On Stand By .
Reply from DeferitOct 9, 2025
Thanks for the 5 stars, Mary! We’re so glad Deferit’s been helpful for you. Account limit increases can happen over time with consistent, on-time or early payments. If a bill exceeds your limit, the difference will only add to your first installment to ensure everything gets paid. If you ever need a hand, don't hesitate to reach out—we're here to help.
Consumer
Great app to use
Reply from DeferitOct 3, 2025
We're glad you found the app seamless—thanks so much for sharing your Deferit experience with us!
Chrissy V.
Absolutely life saving. So glad I downloaded this app. Pay in 4s get a lot of bad reviews but I have never had any issues.
Reply from DeferitOct 3, 2025
Hi Chrissy, We're thrilled Deferit allowed you to stay on top of your bills—thanks a bunch for sharing your Pay-in-4 experience with us! Whenever you need assistance, we're always here to help!
Quinten M.
This app helps me a lot and I love it. Bills get paid when I need to use this app and its just a food app to use to help u with what u need
Reply from DeferitOct 3, 2025
Hi Quinten, We're thrilled you've found Deferit helpful—thanks so much for sharing your financial journey with us! We're always here to help.
Pamela L W.
I’m a single mom with two kids deferred has been a tremendous help and splitting up my payments. I’m very grateful.!!
Reply from DeferitSep 25, 2025
Hi Pamela, We're glad our Pay-in-4 has been helpful, especially with having your flexibly manage your bills—thanks so much for sharing your Deferit experience with us! Anytime you need assistance, we've got you covered.
