Larry R.
Better credit score :)
Better credit score :)
Reply from Extra CardJan 19, 2023
Awesome! We're happy to hear the Extra Card has helped improve your credit score. :)

Great
Based on 832 reviews
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Today, over 100 million Americans don't want or can't get a credit card... and we understand why! Credit cards come with cons. Like overspending, high-interest rates, inaccessibility, and mountains of debt.But, a great credit score can change lives. Especially with important long-term goals, like securing a housing mortgage, or getting the best possible repayment plan on your big purchases. Despite this, there are very few credit-building alternatives. Enter Extra.Our mission is to create a safer, more accessible credit experience with the ease and predictability of a debit card. With Extra, you can relax as you work towards your long-term goals and avoid the pitfalls and traps of a credit card—no credit checks, no interest rates, and no hidden fees.
Extra Card (extra.app) has 832 customer reviews on Folks Told, with an average rating of 4.3 out of 5.
Showing 592 reviews with 5 stars · Clear filters
Larry R.
Better credit score :)
Reply from Extra CardJan 19, 2023
Awesome! We're happy to hear the Extra Card has helped improve your credit score. :)
R.d.
Good card reports to bureaus.
Reply from Extra CardJan 19, 2023
Thanks for your review!
Leonel Roberto Sanchez A.
Tienen un muy buen servicio al cliente y resuelven tus problemas de forma muy eficiente.!!
Reply from Extra CardJan 19, 2023
Nos alegra mucho saber que su experiencia con el servicio de atención al cliente ha sido excelente. Gracias por tu reseña!
C L.
beautiful work
Reply from Extra CardJan 18, 2023
We appreciate your feedback.
Ivy
So far my experience with Extra has been exceptional. The application process was easy and quick, the app is intuitive, and best of all I'm building credit for the first time without any sketchy credit card fees or complicated rules. The customer service team is always available and very knowledgeable, and I use my Extra card for almost everything. It's also really nice to have a card that's connected to my bank account but has a delay - gives me peace of mind knowing that I can check my balance and my purchases once or twice a day and if I see anything suspicious I can immediately turn the card off before the charge goes through. Highly recommend Extra for those who are looking to build credit for the first time!
Reply from Extra CardJan 19, 2023
Thank you for this detailed review, we greatly appreciate the feedback!
J W.
I like the fact you can spend like a debit card but it builds your credit. Yes, there’s a fee associated with it, but it’s better than a 25% APR interest credit card that’s hard to pay off.
Reply from Extra CardJan 19, 2023
Thank you for your review!
Phillip S.
Very easy to use. Started with 540 credit score. After about a year my credit is over 670 and climbing. This is a great service when used with other responsible credit building methods.
Reply from Extra CardJan 19, 2023
We're so happy to hear your score has increased using the Extra Card—thank you for your review!
Glenn S.
Credit score has increased. Easy to use
Reply from Extra CardJan 19, 2023
We're happy to hear your score has increased using the Extra Card—thank you for your review!