Average
Based on 51 reviews
firstcard.app3.9Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Firstcard helps everyone build credit no matter who they are, where they are from, or their credit history. Firstcard primarily focuses on serving immigrants, non-US citizens, international students, first-generation college students, and underserved low-credit communities in the US who are often denied credit due to the limited access to credit-building tools provided by traditional banks. Members can build credit, open a credit card and a bank account, earn cashback, and grow savings — all within a single platform. Firstcard is on a mission to democratize credit for all.
firstcard.app (firstcard.app) has 51 customer reviews on Folks Told, with an average rating of 3.9 out of 5.
Showing 34 reviews with 5 stars · Clear filters
Andy G.
Firstcard has been a game-changer for my finances as a college student. The cashback rewards are fantastic, and I love that there are no hidden fees. It's perfect for managing my spending and building credit without stress.
Rohit G.
I'm not a student. Though I do very much love this product! It is way better than most standard secured cards (where the CLI is fixed by the deposit and it is a nightmare getting that changed). Firstcard takes the guesswork out of utilization as well (they always report a good one) and you can move money in and out. There's no FTF (foreign transaction fee) either and it has an annual fee of around 36$ but it is very much worth it. Way better than anything similar.
Anthony W.
This app is great to build credit and not worrying about overspending. I recommend this to college students who are in need of building strong credit. I’m impressed by the accessibility of the app and services.
Hannah S.
Firstcard has made it so easy for me to manage my money and get great cashback deals. I also really like how Firstcard is catered toward students, especially with the new credit builder card where you can deposit what you would normally spend so you avoid overspending. I think Firstcard is a great beginner card for students and is a great way to build your credit as a student.
Chloe T.
I'm currently a student and I wanted to give a shoutout to Firstcard – it's been a total lifesaver for my budget. Right off the bat, the application process was smooth sailing. They gave me the green light pretty quickly, and their customer service is always super helpful. BUT most importantly is that the cashback rewards are great! I've been loving earning the extra cash while doing everyday stuff. It's also been super convenient to manage my finances online, and I feel good knowing they've got robust security measures in place. give Firstcard a shot - it's been a game-changer for me!
Jessica N.
I recently got my Firstcard Credit Builder Card and I've been really enjoying it! I have a bad habit of overspending so I love that I'm allowed to deposit money into the account and whatever is there is what I can spend. It makes me stick to my budget. Another thing that I've liked is all the cashback. Firstcard has a lot of merchants near school, so it's been nice to get that cashback on spots I would normally go to. The new feature of being able to spin for extra cashback on my purchases has also been really fun! I've been recommending Firstcard to all my overspending friends!
Hannah
I got this card because I saw it had a lot of cashback at local restaurants near me, big and small. The cashback is so much that it adds up over time. Their app is super clear about where you can get cash back and how much cashback you can earn. I have saved more than a hundred dollars this past semester. Awesome company!
Marlon J.
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