Great
Based on 103 reviews
Full Credit Sweep4.0Honesty, pricing, process and quality scores appear once 5 customers have rated them.
We specialize in transforming financial profiles with precision, transparency, and a results-driven process engineered for fast, meaningful improvement. Thousands of individuals and professionals have secured better rates, higher limits, and the approvals once out of reach — all through our refined methods and dedicated support team.Whether you're striving for a home, a vehicle, or new financial opportunities, we’re the partner committed to getting you there with confidence.
Full Credit Sweep (fullcreditsweep.com) has 103 customer reviews on Folks Told, with an average rating of 4.0 out of 5.
Showing 21 reviews with 1 star · Clear filters
Dan
They will waste your time and money. All they try to do is to keep your monthly membership in the app they work with. Zero results. Don't believe their promises to bring your money back if they don't give you results. You'll end up with no money, and no results.
Devon
Don’t trust this company use 90day full credit sweep they will do you right this company lies, they saying they remove things they did not I work with them nine months and they removed 2 small things the rest was done by 90 day credit sweep even after coming to agreement with myself and the company they still did not do they part and send back half my money this is a bad company I would not recommend to no one
Reply from Full Credit SweepJan 15, 2025
Hello Celester Gaither, Thank you very much for sending us your feedback. After thoroughly reviewing your file, we've noticed that there are several of inconsistencies. Here, you claim that another company did all the work, but in your previous communications, you've claimed that #1 you did the work yourself and #2 you claim there were no deletions at all, so which of the 3 is it? This is clearly an attempt to defame our honest services. We have permanently deleted over 150 negative remarks that were affecting your credit profile since you joined our program. These include but are not limited to over 50 inquiries, late payments from National Credit Adjusters, Self Lending, Kikoff Lending, Credit One Bank, Collections/Charge off accounts from Opensky Bank, Capital One, Lvnv Funding, Spring Oak Capital, NCA, Credit Recovery, CKS Prime, Self Lending, Merrick Bank, Cross Country Financial, Credit One Bank, Upgrade Inc, Coast Acceptance Corporation and Acima Digital just to name a few. After our investigation, we have also found that you have constantly added new negative marks on your credit profile as our team was working on it. As you know, having poor credit habits during the repair process makes it much more difficult for you to reach the credit goals we have discussed. These new negative marks include but are not limited to inquiries from Capital One, Collections accounts from Lvnv Funding and late payments from Self Financial just to name a few. We pride ourselves in providing an impeccable customer experience and regret to learn that after deleting over 150 negative marks affecting your credit profile, you are still claiming to not be satisfied and asking for us to issue you a refund. Our team is happy to post your actual results if we have your permission, as we are confident that you have seen great progress through our program. We're here to help! Cordially, Full Credit Sweep.
haNny H.
***********YOU DO NOT HAVE MY PERMISSION TO SHARE PERSONAL INFORMATION REGARDING MY CREDIT TO ANYONE OTHER THAN THE AGENCIES THAT WILL BE CONTACTING YOU AND INVESTIGATING MY CLAIMS************ WHY DONT YOU GUYS EXPLAIN TO THE WORLD HOW YOUR COMPANY FALSIFIED DOCUMENTS ON MY BEHALF. WHY DONT YOU EXPLAIN TO THE WORLD HOW YOU FALSLY ADVERTISE YOU WILL HAVE ALL OF THE EXPERIAN INQUIREIS DELETED IN 72 HOURS AND NON-OF THAT WAS DONE. PLEASE EXPKLAIN TO EVERYONE HOW YOUR UNETHICAL PRACTICE HAS LEAD TO A CLOSURE OF A PERFECTLY GOOD TRADELINE WITH HIGH CREDIT LINE AND LOW USAGE. THAT WAS DUE TO THE FALSE REPORT YOU GUYS FILED STATING MY IDENTITY WAS STOLEN. EXPLAIN TO EVERYONE THE THREATS THAT WERE MADE BY ANGIE 9THAT IF I DID GO THROUGH WITH ALL OF THESE COMPLAINTS THAT YOUR DISPUTE TEAM WOULD DELIBERATLY SABATOGE MY CREDIT. YOU CAN EXPLAIN ALL THIS TO THE CFPB, BBB, AND THE FTC. YOU MAY HAVE TO ANSWER THE COLLIER COUNTY SHERIFFS DEPARTMENT ON BEHALF OF THE FALSE REPORT YOU GUYS HAVE FILED STATING MY IDENTITY WAS COMPROMISED.. I WILL NOT STOP UNTIL YOU GUYS FIX THE MESS YOU LEFT ME WITH... YOU DONT TAKE SOMEONES MONEY AND PROMISE THEM THE WORLD AND DELIVER NOTHING. YOU DO NOT HAVE PERMISSION TO DISPLAY MY PERSONAL INFORMATION WITH ANYONE.... EVERYONE WILL KNOW THE HEARTACHE YOU GUYS CREATED FOR ME EVERYONE WILL KNOW THAT YOU ASSURED ME THAT I CAN SELL MY CAR IN MARCH AND YOU WOULD HAVE ENOUGH TIME TO GET ME FUNDED FOR MY BUSINESS HOWEVER MARCH WENT AND YOU STILL WERE NOT ABLE TO DELIVER ON WHAT YOU GUYS HAVE PROMISED. YOU FOLKS HAVE BROKEN SO MANY LAWS DOING WHAT YOU DID TO ME AND I WILL MAKE SURE YOU FOLKS ARE EXPOSED FOR WHAT YOU GUYS DID TO ME I see some of these reviews are fabricated and false. I have been dealing with this company for the last year and by far has been the worst experience ever. I gave this company a 1 star and once before however once they seen the review and the complaints, I was ready to file with the FTCC The better business bureau and the CFPB they agreed to fix the mistakes provided I deleted the review and don’t go through with filing the complaints. I was threatened by Angie that if I did go through with the complaints with the CFPB BBB and filing a fraud report with the collier county sheriff’s department that they would deliberately sabotage my credit, and they will have whatever they removed to be put back on my credit report. Well, the time is up I gave this company a chance to fix the errors that caused my credit to get ruined even further. I have all of the documents to prove what they did to me and how they ruined my credit even further. They can explain to the CFPB how they falsified documents how they took all this money from me without any changes to my credit file, They can explain to the Collier County Sheriff’s department how they falsified an affidavit that states my identity was compromised. I did not authorize anyone to falsify any documents to have anything removed off of my credit file. I will update everyone on the status. I will be filing a report with the local Sheriff's departmet and a formal complaint with the CFPB and the BBB.. Do your research on this company before proceeding,, They will tell you what you want to hear and take your money and ignore your calls
Reply from Full Credit SweepDec 24, 2024
Dear Hanny Hanein, Thank you very much for sharing your feedback, our main priority is to provide an outstanding customer experience and for this reason, we take every review very seriously. According to our records, we are showing multiple discrepancies with your claims. We are showing that you joined our program back in April of 2023 but failed to have an active credit monitoring membership until June 5th, 2023. Any disputes that were ever filed on your behalf, were fully approved under your consent. June 5th, 2023 - We received access to your credit report in order to review your results and found that you added two new negative marks (800 Loanmart, Toyota Motor Credit), we eliminated 114 negative marks across all 3 credit bureaus consisting of over 90 inquiries, your Chapter 13 Bankruptcy, your Chapter 7 Bankruptcy (Transunion, Experian) and multiple accounts in collections including but not limited to FNCC, Navy FCU, Capital One, Nexgen Communications and Toyota Motors, just to name a few. We proceeded to send another round of disputes. July 8th, 2023 - Our records indicate that you added a new negative mark (30 day late payment with Credit One Bank) and we deleted 16 negative marks including 2 inquires, Chapter 13 Bankrupcty (Equifax) and multiple Charge-off accounts including but not limited to FNBO, Citizens Bank and FNWSE just to name a few. We proceeded to send another round of disputes. September 14th, 2023 - Our records indicate that we successfully eliminated 11 negative marks including but not limited to 9 inquiries and 2 late payments (Capital One, Credit One) We proceeded to send another round of disputes with your full consent and permission of course, in order to continue working on your file. November 10th, 2023 - After having your credit monitoring membership inactive for 2 months, we were able to pull your results from our most recent round of disputes that was made two months prior. Our team found that we deleted another 12 negative marks from your credit profile including 9 inquires and 3 late payments from Santander Bank. We proceeded to send another round of disputes. December 16th - Our records indicate that we deleted yet another 25 negative marks from your credit profile including inquiries and and a Charge off account from Navy FCU. We proceeded to send another round of disputes with your full consent and permission. January 19th , 2024 - Our records indicate that you added 4 new negative marks including accounts from Community Hospital while we deleted another 15 negative inquiries from your credit profile across all 3 credit bureaus. We then proceeded to send out another round of disputes with your full consent and permission. This time, you kept your credit monitoring membership all the way up until November of 2024 (10.5 months). You are currently refusing to provide us with access to your credit monitoring platform in order to see your most recent results which based on our track record, are guaranteed to show us positive results. Based on our call recordings, you've also been rude to our staff by shouting profanity over the phone and sending them text messages like "I hope you choke at the dinner table". We find this very offensive but nonetheless, our team has always maintained a high level of professionalism when addressing you. As you know, it makes it impossible for us to provide you with progress if you simply refuse to give us access to your credit monitoring account as this is the only way that us, or any other firm can guarantee results. We regret to learn that even after all of the hard and effective work (close to 200 deletions) that our team has done on your behalf with your full consent, you are still claiming to not be satisfied. Our team is happy to post your actual results if we have your permission, as we are confident that you have seen great progress through our program. We're here to help! Cordially, Full Credit Sweep
Cecilia R.
Buenos dias, da mucha pena que se presten no tan solo para no cumplir con lo prometido tambien venir y escribir que han hecho lo que promoten, claramente NO ya que no obtube los resultados que prometen y que bueno que contesten tratando de excusarse eso le da a los consumidores la idea de como trabajan y se tratan de excusar despues de cobrar y durar 8 meses trabajando con un cliente a quien le prometieron resultados en 90 dias y trato de trabajar con ustedes por 5 meses despues de los 90 dias y ustedes vienen y buscan excusarse..NO USEN ESTAS PERSONAS SON IRRESPONSABLES, NO CONTESTAN Y SOLO DAN EXCUSAS PIDEN TIEMPO EXTRA Y CON 8 MESES TRABAJANDO LOS RESULTADOS NO SON LOS QUE PROMETEN Y VIENEN AQUI A ESCRIBIR SUS EXCUSAS NO USEN ESTAS PERSONAS SI NO QUIEREN PERDER SU DINERO..Y VOY A SEGIR ESCRIENDO MALOS REVIEWS HASTA QUE ME CUMPLAN Y ME DEVUELVAN MI $ COMO PROMETIERON SI NO LOGRABAN RESULTADOS EN 90 DIAS
Reply from Full Credit SweepNov 13, 2024
Hola Cecilia, muchas gracias por contactarnos. Después de revisar tu archivo, estamos mostrando que hemos realizado un total de 65 eliminaciones desde que te uniste a nuestro programa. Esto incluye múltiples cuentas de cobranza (Collections) como Capital One, Merrick Bank, Southern New Hampshire University, entre muchas otras. También estamos mostrando que la razón por la cual tu puntaje no aumentó a más de 720 es simplemente porque agregaste un total de 24 nuevas marcas negativas que incluyen cuentas de cobranza (Collections) con Navy FCU, First Premier Bank, Comenity Capital Bank, entre otras, mientras trabajábamos en tu perfil de crédito. Nos enorgullece ofrecer un servicio impecable a nuestros miembros; nuestra única misión es ayudarte a optimizar tu perfil de crédito para que puedas alcanzar tus metas financieras. Si nos das tu permiso, nos encantaría publicar pruebas de los resultados que te hemos proporcionado desde que te uniste a nuestro programa. Cordialmente, Full Credit Sweep Hello Cecilia, thank you very much for reaching out to us. After reviewing your file, we are showing that we produced a total of 65 deletions since you joined our program. This includes multiple collections accounts like Capital One, Merrick Bank, Southern New Hampshire University and many more. We are also showing that the reason why your score didn't increase to a 720+ is simply because you added a total of 24 new negative marks that include collections accounts with Navy FCU, First Premier Bank, Comenity Capital Bank and many more as we were working on your credit profile. We take pride in providing an impeccable service to our members, our only mission is to help you in optimizing your credit profile so that you can reach your financial goals. If we have your permission, we would be happy to post proof of the results we have provided you since joining our program. Kind Regards, Full Credit Sweep
Charlene E.
Full Credit Sweep did not do any work and has not refund my $699. I had the Better Business Bureau to contact them they wouldn't answer. I can't wait to show everyone what kind of company you are VERY soon. Yes I will see you in court! Dear Charlene Ellison: This message is in regard to your complaint submitted on 8/19/2024 against Full Credit Sweep. Your complaint was assigned ID 22162884. Your Better Business Bureau (BBB) has made several attempts to contact the business regarding your complaint. We regret to inform you that we have not received a response at this time and this case has now been closed as an UNANSWERED complaint in their file. Because we are not a government agency, we cannot force a business to respond.
