Average
Based on 53 reviews
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Guardian Debt Relief is a top consumer-rated provider of debt settlement services, based in the heart of the Financial District in New York City.We provide an alternative to bankruptcy, credit counseling, and debt management. Through debt settlement, we have improved the financial situation of thousands of clients just like you.If you’re barely making ends meet because of outstanding debt, we’re here to help. Whether you’ve found yourself unemployed or underemployed, are already being hounded by creditors, have had a medical emergency, or you can only make minimum payments on your outstanding debts, we’ll work with you to figure out your best options.We’ve helped thousands of people regain control of their finances and their lives and we can help you too!
Guardian Debt Relief (guardiandebtrelief.com) has 53 customer reviews on Folks Told, with an average rating of 3.9 out of 5.
Showing 13 reviews with 1 star · Clear filters
david B.
Been at this process with guardian litigation for 7 months. They did settle one account but that's all. Yesterday they called offering me a loan to pay off the others. Now I'm suspicious of the entire process. I'm really doubting the wisdom of letting my credit rating go through the toilet and trusting these people. Not real happy right now
PJN
I was told that my debts were going to be negotiated in my behalf instead of paying. I was told NOT to pay my creditors. I was told my credit score would jump 80+ points after they negotiated settlements within 6 months and my monthly new low monthly payment would continue for 4 years. They only negotiated 1 settlement and my 'end loan' for the lower payment was denied. THEY LIE. THEY MISLEAD. THEY DO NOT DELIVER! They killed my credit!!!
Anne N.
As others have stated BEWARE!!!! They called me every month and told me they were handling. I had delinquent notices that I sent to them, they continued not to pay any accounts. I was sued and sent them paperwork! Yup DEFAULT judgement meaning no reply. I have one charged off. My credit worse than UGLY. They do not help your situation!
Samantha H.
I ADVISE ANYONE FROM GETTING IN THIS PROGRAM!!! My husband & I joined last March and he was just SUED from a loan place for no payments!!! his case was at a freaking LAW OFFICE. Tamara is the customer service person who you will deal with and when she is taking your money she is so nice, but anytime you have concerns or want to take certain accounts out of your account with them, they are terrible and make you feel like crap when it is THEIR fault nothing is being paid. SINCE JOINING.- we had THREE charge offs. What was the point of us joining??? Three charge offs. For those wondering - it was with Bank of America, Capitol One, and Discover. Three very well known banks/creditors that Guardian advertises as some of their best 'clients.' Also, when you want to call any of your accounts that are in Guardian, they can't talk to you because of a cease and desist from Guardian. It was the worst decision we could have gotten in and we are just now back on our feet. We have had to pay over 1,000$ to each creditor just to CATCH UP!! If I could've left 0 stars I would have. This place needs to be shut down and SUED.
Becky Lensing B.
I looked into the company when I saw an ad on Facebook. I'm not ready to start doing anything. They kept calling texting and emailing me. I asked them to stop and they became very rude. I will not be using them in the future.
