Great
Based on 598 reviews
Imagine4.0Honesty, pricing, process and quality scores appear once 5 customers have rated them.
For those looking to build credit history or strengthen their credit, the Imagine® Visa® Credit Card offers an unsecured card option with everyday rewards and practical benefits. Issued by WebBank, the card reports payment activity to all major credit bureaus, so responsible use may help you build credit over time, even if yours is less-than-perfect.Cardholders can earn 1–3% cash back rewards on eligible purchases* and enjoy free access to their credit score.* You’ll also have 24/7 customer service support, a straightforward online Account Center, and a convenient mobile app to help you manage your account with confidence. Learn more at imaginecredit.com. $0 security deposit $0 application fee $0 fraud liability No credit score impact (prequalify with a soft credit check)See If You Prequalify*Learn moreClick here to view additional details. Zero Liability subject to terms and conditions of Visa’s Zero Liability Policy.
Imagine (imaginecredit.com) has 598 customer reviews on Folks Told, with an average rating of 4.0 out of 5.
Showing 116 reviews with 1 star · Clear filters
Daniel D.
We never received the card. Now they are trying to bill us for things we did not buy and also interest. We called them over a month ago and again this week and they cant seem to find our complaint. In other words they couldn’t care less and are billing us anyways. A very untrustworthy company.
June L.
Missed one p ayment and they closed my account. Insane practice.
Kristina R.
DO NOT !! I REPEAT DO NOT !! APPLY FOR THIS CARD CUSTOMER SERVICE IS A JOKE !! THEY TELL YOU TO SEND IN ADDITIONAL INFORMATION THEN THEY SAY THEY NEVER RECEIVED!! AND APPLY AGAIN CUSTOMER SERVICE IS FUSTRATING AND CREDIT KARMA NEEDS TO STOP ADVERTISING THIS CARD OR THEY WILL ALSO START GETTING BAD REVIEWS 0
Aramis At Piink T.
If I could give a zero I would. Please beware. This company will not disclose all fees until you have already applied for the card. Very deceptive and predatory. Please do not trust!!!
Nikki L.
I JUST HAD TO CALL CUSTOMER SERVICE FOR THE FIRST TIME AND IT WAS A HORRENDOUS EXPERIENCE. I REALLY HOPE I DO NOT HAVE TO CONTACT THEM AGAIN.
steven A.
Don't. The fake bot written reviews on, THEIR CONTROLLED WEBSITE, are fake. This company is a 36% interest. This will ENSLAVE YOU! They are dishonest. Waiving a large amount credit. Then approving for much less. And now even telling you how much you qualify until after the approved and then you have to call the next day to see how much credit was given. AND an annual fee on top of 36%interest. What a racket
Brezon
I would give them negative stars if I could. I have over limit protection which allows me to go over my limit. however I went over my limit and without notice they closed my account after I made a payment to bring it under the limit. they said they closed it cause over the limit and wouldn't reopen it. do I have a lawsuit?
Mark E.
I never received a card. I didn't receive the initial card and I didn't receive the card that I asked to be sent a second time. They said they had my address wrong only after speaking to five people. I received a bill for $25 when I haven't received the card. So rather than jumping through a bunch of hoops I closed the account and the person told me I have $125 balance to which I've never received a card and never activated the card but they want to do this. I told them if they do this I will contact the attorney general's office because this is fraud.
