Great
Based on 598 reviews
Imagine4.0Honesty, pricing, process and quality scores appear once 5 customers have rated them.
For those looking to build credit history or strengthen their credit, the Imagine® Visa® Credit Card offers an unsecured card option with everyday rewards and practical benefits. Issued by WebBank, the card reports payment activity to all major credit bureaus, so responsible use may help you build credit over time, even if yours is less-than-perfect.Cardholders can earn 1–3% cash back rewards on eligible purchases* and enjoy free access to their credit score.* You’ll also have 24/7 customer service support, a straightforward online Account Center, and a convenient mobile app to help you manage your account with confidence. Learn more at imaginecredit.com. $0 security deposit $0 application fee $0 fraud liability No credit score impact (prequalify with a soft credit check)See If You Prequalify*Learn moreClick here to view additional details. Zero Liability subject to terms and conditions of Visa’s Zero Liability Policy.
Imagine (imaginecredit.com) has 598 customer reviews on Folks Told, with an average rating of 4.0 out of 5.
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Kyla
Save your self the pain, suffering and expense. One of the worst credit cards. Customer service is awful. They won’t move due dates, waive any fee or do anything to help you if you experience a hardship. Fees are enormous.
Shana W.
Scam Alert!!! I applied in April of 2025 its now June and I haven't recieved a card but the card balance is going up and they want me to pay on a card I never recieved or used. They closed the account today and emailed me about making a payment.If anyone is having issues contact the fcc or ftc branches of the fbi for consumer issues and sue if its messing up your credit this company is a scam and credit karma shouldn't be promoting them to damage people's credit.
Kenneth S.
I wanted to use this card to make purchases from Amazon. Amazon kept giving me an error that the card could not be charged. I called Imagine Credit and the representative said there was a temporary hold on the card for some reason and that he had released it. I tried again the next day and still received the same message. I called Imagine Credit again. This time the representative said that this card cannot be used in any form that saves card information for a further purchase. This is not stated anywhere in the materials I received from the company and is not listed anywhere on their website. Also, if this is true the first representative should have known this and told me the first time I called. So either the second representative is a liar, or the first representative is incompetent. Either way I do not recommend Imagine Credit.
Gabriel
This is absolutely one of the most pathetic and egregious credit card providers I've reviewed to date. You can absolutely forget being able to access your online account, and their customer support is incredibly incompetent and incapable of doing even the simplest of tasks. I've submitted a complaint regarding their etiquette and unethical practices to the Office of the Comptroller of the Currency and WeBank, the facilitator of their credit cards.
