Great
Based on 598 reviews
Imagine4.0Honesty, pricing, process and quality scores appear once 5 customers have rated them.
For those looking to build credit history or strengthen their credit, the Imagine® Visa® Credit Card offers an unsecured card option with everyday rewards and practical benefits. Issued by WebBank, the card reports payment activity to all major credit bureaus, so responsible use may help you build credit over time, even if yours is less-than-perfect.Cardholders can earn 1–3% cash back rewards on eligible purchases* and enjoy free access to their credit score.* You’ll also have 24/7 customer service support, a straightforward online Account Center, and a convenient mobile app to help you manage your account with confidence. Learn more at imaginecredit.com. $0 security deposit $0 application fee $0 fraud liability No credit score impact (prequalify with a soft credit check)See If You Prequalify*Learn moreClick here to view additional details. Zero Liability subject to terms and conditions of Visa’s Zero Liability Policy.
Imagine (imaginecredit.com) has 598 customer reviews on Folks Told, with an average rating of 4.0 out of 5.
Showing 116 reviews with 1 star · Clear filters
Albert T.
You billed me before I recieved my card and when I called about not receiving my card you lied and said you will send another one never received it and called back and you said you have no record of a new card being sent out and now going on 30 - 45 days numerous phone call still no card but the nerve to request a payment SMH
John
Still haven't received card
Israel
Was not aware i would be charged a fee just to use the card in the application.
Charles B.
Always being charged late charges for no reason not being able to set up my direct payment. It's close to me, website is extremely slow. I'm about to close this account.
Demetrius
Awful customer service is awful I called to pay my bill and the lady spoke to me like I was some trailer trash then it wasn't even the credit card place it was some credit collection agency so when I called to pay for it they said well all the information that we get from you we could use it or whatever and I said what are you talking about I just hear I called the number on my card so I can pay my bill what the heck she goes why can't talk to you regarding any of this account unless you hear what I had to say basically getting all my information which is just absolutely ridiculous awful though awful
Melissa
Because I DO NOT HAVE A CREDIT CARD WITH YALL
Brian
Up front fees to much and they make it seem like your getting approved for more
Reply from ImagineOct 13, 2026
Thank you for taking the time to share your experience. We will pass this along to the team for feedback.
Eric
The lady helping me was not helpful at all to my needs.
Reply from ImagineOct 13, 2026
Thank you for taking the time to share your experience. We will pass this along to the team for feedback.
