Quanika
Easy payment and money right away
Easy payment and money right away

Great
Based on 598 reviews
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
For those looking to build credit history or strengthen their credit, the Imagine® Visa® Credit Card offers an unsecured card option with everyday rewards and practical benefits. Issued by WebBank, the card reports payment activity to all major credit bureaus, so responsible use may help you build credit over time, even if yours is less-than-perfect.Cardholders can earn 1–3% cash back rewards on eligible purchases* and enjoy free access to their credit score.* You’ll also have 24/7 customer service support, a straightforward online Account Center, and a convenient mobile app to help you manage your account with confidence. Learn more at imaginecredit.com. $0 security deposit $0 application fee $0 fraud liability No credit score impact (prequalify with a soft credit check)See If You Prequalify*Learn moreClick here to view additional details. Zero Liability subject to terms and conditions of Visa’s Zero Liability Policy.
Imagine (imaginecredit.com) has 598 customer reviews on Folks Told, with an average rating of 4.0 out of 5.
Showing 407 reviews with 5 stars · Clear filters
Quanika
Easy payment and money right away
Diane
I called with a payment issue. My bank froze my account because it was hacked and they’re issuing me a new debit card. I knew I’d miss my payment date so I called. Support was very helpful and understanding. And assured me that I would not be penalized with a late fee. Thank you for understanding.
Joanne M.
I have just begun my experience with Imagine, but am very pleased with the account.
Reply from ImagineSep 24, 2026
We are happy to hear that! Thank you for leaving a review.
Erika
Was very flexible with my credit
BLUE
Great customer service from day one!
Reply from ImagineSep 24, 2026
Thanks for sharing your experience!
Rodney K.
It’s a great card for all kinds of uses and helps with making my credit score go up! I really love my card.
Reply from ImagineSep 24, 2026
We're glad to hear you've had a five-star experience. Thanks for leaving us a review!
Laurel K.
Imagine has allowed me to build credit while settling some old debt. I really appreciate it!
Reply from ImagineSep 24, 2026
Thanks for sharing your experience!
Jimmy
Great Card! Easy way to make payments