Great
Based on 598 reviews
Imagine4.0Honesty, pricing, process and quality scores appear once 5 customers have rated them.
For those looking to build credit history or strengthen their credit, the Imagine® Visa® Credit Card offers an unsecured card option with everyday rewards and practical benefits. Issued by WebBank, the card reports payment activity to all major credit bureaus, so responsible use may help you build credit over time, even if yours is less-than-perfect.Cardholders can earn 1–3% cash back rewards on eligible purchases* and enjoy free access to their credit score.* You’ll also have 24/7 customer service support, a straightforward online Account Center, and a convenient mobile app to help you manage your account with confidence. Learn more at imaginecredit.com. $0 security deposit $0 application fee $0 fraud liability No credit score impact (prequalify with a soft credit check)See If You Prequalify*Learn moreClick here to view additional details. Zero Liability subject to terms and conditions of Visa’s Zero Liability Policy.
Imagine (imaginecredit.com) has 598 customer reviews on Folks Told, with an average rating of 4.0 out of 5.
Showing 407 reviews with 5 stars · Clear filters
MARIANNE M.
It was very easy to get approval with this card even after a bankruptcy. It isn’t a great rate but that is my fault not theirs. I was just happy someone gave me a chance regardless. It is a good card and I have had no issues. I’m glad they gave me a chance regardless.
Reply from ImagineSep 24, 2026
Thanks for leaving a review!
Raimundo
Very good service, your internet site is simple and easy to use.
Dale
Awesome service
Gwendolyn
I love when I make a purchase it tells me and I'm aware of what's going on and the app is easy to use and manage my monthly payments
Reply from ImagineSep 24, 2026
Thanks for leaving us a review!
Jamie
Easy approval process! I love my Imagine card and use it often.
Reply from ImagineSep 24, 2026
We're glad to hear you've had a five-star experience. Thanks for leaving us a review!
Terrance
The court has been excellent for me. Convenient to use every they use cash advance if needed. I love it thank you guys a lot keep up the good work.
Denine
This cad is straight forward and super easy! I got approved with a 550 credit score. I’m just hoping that after so many payments that they raise my credit score.
Reply from ImagineSep 24, 2026
Thanks for sharing your experience!
Mathis
Customer service was great
