Laura
Applying was easy
Applying was easy, the online access helps me keep up with my balance, see due dates in advance.

Great
Based on 598 reviews
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
For those looking to build credit history or strengthen their credit, the Imagine® Visa® Credit Card offers an unsecured card option with everyday rewards and practical benefits. Issued by WebBank, the card reports payment activity to all major credit bureaus, so responsible use may help you build credit over time, even if yours is less-than-perfect.Cardholders can earn 1–3% cash back rewards on eligible purchases* and enjoy free access to their credit score.* You’ll also have 24/7 customer service support, a straightforward online Account Center, and a convenient mobile app to help you manage your account with confidence. Learn more at imaginecredit.com. $0 security deposit $0 application fee $0 fraud liability No credit score impact (prequalify with a soft credit check)See If You Prequalify*Learn moreClick here to view additional details. Zero Liability subject to terms and conditions of Visa’s Zero Liability Policy.
Imagine (imaginecredit.com) has 598 customer reviews on Folks Told, with an average rating of 4.0 out of 5.
Showing 407 reviews with 5 stars · Clear filters
Laura
Applying was easy, the online access helps me keep up with my balance, see due dates in advance.
CHERISE
So far so good. Payments are deposited immediately.
Nancy
Wonderful experience! I am loving the great service and benefits that come with my new credit card!
Reply from ImagineSep 24, 2026
Thanks for leaving us a review, Nancy!
Craig
Everything going for this company is why I gave a 5 star rating
Reply from ImagineSep 24, 2026
We're glad to hear you've had a five-star experience. Thanks for leaving us a review!
Arnold P.
Friendly and honest
Reply from ImagineSep 24, 2026
Thank you for sharing!
customer
Prompt communication and excellent service
Reply from ImagineSep 24, 2026
Thanks for your review!
customer
Card arrived early and helped me a lot to pay my class reunion fee . Great and very good customer service I just wish that I have a bigger credit limit so I would just use this card
Reply from ImagineSep 24, 2026
Thank you for sharing!
Anna Y.
Really enjoying my credit card. Thank you so much!