Great
Based on 598 reviews
Imagine4.0Honesty, pricing, process and quality scores appear once 5 customers have rated them.
For those looking to build credit history or strengthen their credit, the Imagine® Visa® Credit Card offers an unsecured card option with everyday rewards and practical benefits. Issued by WebBank, the card reports payment activity to all major credit bureaus, so responsible use may help you build credit over time, even if yours is less-than-perfect.Cardholders can earn 1–3% cash back rewards on eligible purchases* and enjoy free access to their credit score.* You’ll also have 24/7 customer service support, a straightforward online Account Center, and a convenient mobile app to help you manage your account with confidence. Learn more at imaginecredit.com. $0 security deposit $0 application fee $0 fraud liability No credit score impact (prequalify with a soft credit check)See If You Prequalify*Learn moreClick here to view additional details. Zero Liability subject to terms and conditions of Visa’s Zero Liability Policy.
Imagine (imaginecredit.com) has 598 customer reviews on Folks Told, with an average rating of 4.0 out of 5.
Showing 116 reviews with 1 star · Clear filters
Endre
No card after 24 days and asking for payment
Reply from ImagineOct 13, 2026
We’re sorry to hear your experience has been less than satisfactory. Please call our Customer Service team, as they can assist you.
Jeffery
I have been waiting 2 months for my card still have not received it and yet they continue to try to charge me for the yearly fee and adding additional interest this has been one of the worst financial decisions and worst companies that I have dealt with hoping that it improves
Shirley
I have a high limit and I need a few purchases and then every time I try to use the card it said declined. I called the one 800 number twice and got nowhere took their advice and followed it and I still with all the high balance I still had on my card. I couldn’t use it anywhere.
Reply from ImagineOct 13, 2026
Thank you for taking the time to share your experience. We will pass this along to the team for feedback.
James
I don’t have a Web bank imagine card and if you are charging me money for it, I want it back.
Lucia
Terrible with with the customer service I’m out of the country. I’m in Europe and I can’t even access my account to look at my account when it’s due so this is terrible.
Michele
What went wrong? How about this - you send me a card and I opt not to accept the terms and do not ever activate the card and now you're sending me constant text messages and emails demanding payment? Payment for WHAT? Nope, I could not and would not ever recommend this card to anyone.
Reply from ImagineOct 8, 2026
Thank you for taking the time to share your experience. We will pass this along to the team for feedback.
Jean Marc J.
It’s not possible that I haven’t even used the card yet, but I already owe the full amount
donald
I’ve called in a few times trying to rectify with the staff that I don’t have the card. I notified them of address change a couple of months ago, still haven’t received one yet, it seems like there’s a countdown on it as if it was activated.
