medishare.comReviews of medishare.com

After using them and not sending in any claims my daughter tore her ACL. She ended up needed several surgeries over 3 years. They kept changing their policies making it a nightmare to get anything reimbursed. After my deductible was met $10,500 they were to reimburse everything. They paid maybe 50% of the bills over the deductible.

Medishare is HORRIBLE. Never use it! I had to visit the ER in October 2024, and it required multiple post visits due to an infection. However, I also got several very LARGE bills totaling over $30,000, even though I was told by Medishare reps that my maximum liability would be $12,000/year. Also, for several services, initially, Medishare made a payment in December 2024 for some of the services. In one example $349.45. However, in June 2025, I started getting multiple statements in the mail from providers indicating a Balance Due. The details, stated, "Refund or takeback from Ins for -$349.45." I did cancel my service in April 2025, AFTER signing up for a difference health insurance plan with a different company, but Medishare SHOULD have honored the payments they made for services during the dates I had an active plan with them; I have no idea how what they did with a takeback is ethical. I think some of the employees who answer the phones may be good Christians and pray with you, but whoever is leading it is CORRUPT and UNETHICAL and GREEDY. I have not paid multiple medical bills because I believe Medishare violated their agreements with me. I will likely need to spend hours of the time I have left on this earth to fight with this horrible company for my rights; it's an uphill battle and time commitment I am not looking forward to.

Can I give them a zero? Unhelpful. Christian is not a proper adjective for medishare. They take advantage of Christianity to enrich themselves. Some of the most basic coverages are being revoked or reduced while share costs skyrocket. Avoid medishare

Medi-share brings negative value to healthcare. Providers act like they don’t know what Medi-share is, forcing customers to pay cash and submit bills to Medi-share manually, which leads to a sixty day review. Medi-share then demonstrates skill at rejecting claims as preexisting conditions. And even if you are diagnosed with something they’ll help pay, prescriptions are only paid out six months post diagnosis. My wife contracted a chronic illness a couple of months after we joined and it was a nightmare. Some providers would not work with us at all as her health problems increased. One provider would only work with us after we fired Medi-share. They will pray with you, but the only real service we got was from the patient advocate nurse who advised us to drop Medi-share and join Obamacare. We paid about $3500 for zero value received and negative impact on our health. I wouldn’t recommend Medi-share to my worst enemy. Stay far away from Medi-share.

Here's a copy of my cancellation notice. This is my letter of notification for cancellation of services associated with We Share and Healthcare by UHSM. Reasons for cancellation - Onboarding date urgency - Onboarding meeting is MANDATORY. If the onboarding is mandatory, the urgency to execute the meeting is lacking attention. My meeting is scheduled for February 26th. - Expedient bank withdrawal - The funds were almost immediately withdrawn from my account. I did expect the withdrawal. But, when called to get clarification no one was available to take the call. Poor customer service - During the process of seeking simple answers in order to line up my financial calendar, I was put on hold for over 30 minutes on 2 separate occasions. I took advantage of the offer to press "1" to receive a call back. The call came an hour and twenty-five minutes later as a spam call and I missed the call. No other attempt from We Share was made to contact me. I reached out and again was placed on hold for almost 30 minutes for the second time. I called back and the person placed me on hold after I asked/begged not to be put on hold. After a few minutes, I hung up and have not received a call back. Further Damage Prevention - It is stated in the documents that I can cancel anytime. Therefore, I do not authorize any payments to be withdrawn from my bank account because of my cancellation. If this is the type of customer service from the beginning, I'm selecting to end the partnership to avoid any problems if would have ever needed the service. Misleading and Perception of Being and Unethical Company - I regret that I did not look at the reviews for We Share Healthcare by UHSM. They are very poor with similar stories as my experience. All this gives a feeling of being misled (christian values) and a perception of being unethical. People who are in need seek companies like yours because of the trust value. Clearly, that doesn't matter because my trust and the trust of others is shattered.  Regrettably disturbed,Leland L.

Haven't used the health part of it but here is my take on the sign up process. Was told there was $149 sign up fee only to see the next day there was not only the $149 on my credit card but an additional $918.00. Tried calling 3 times to cancel or explain. Our initial contact didn't call us back, the second contact put me on hold (waited 40 mins and nobody answered) and the 3rd person said someone would call me back within 2 hours and nobody did. Tried calling today and have been on hold for 30 mins and gave up. Take it for what it is worth - we won't be using them but maybe it will work for you. Good Luck

This company operates like a scam. I have been paying for their services for over a year, and instead of helping, they have caused nothing but stress and frustration. They have failed to assist with my bills and actually delayed the process on several of them, which has now resulted in accounts going to collections. The mobile app rarely works, the website is difficult to navigate, and it typically takes three to four phone calls just to reach a representative. When I do reach someone, they speak in circles and are often rude and unhelpful. After a year of paying for no real service, I will not be giving this company another cent. I would strongly warn anyone considering this company to stay far away.

Overpromised and underdelivered... They claim to be a Christian company with rave reviews. They do a detailed study of your medical information you provide and because they do not cover preexisting conditions they seem to try and connect any new condition or ailment to your preexisting condition and they deny your claim. I believe they grossly misrepresent their coverage and I know for sure they misrepresent their customer satisfaction rate. We spent a lot of money on their premium and then they tacked on a life coach fee to their supposed low rates which went up substantially after the first year. They told me that their life coach fee would drop off after a few months but it never did as I paid an extra 99.00 plus each and every month. Don't waste your money. I was with Medishare from June 2023 to December 2025.