Reply from ServeCoOct 13, 2025
We appreciate the opportunity to clarify our decision regarding your service request. We understand the consumers’ concern and recognize how frustrating it can be when damage occurs to their furniture that the Protection Plan does not extend services for. While the Protection Plan does cover certain types of damage such as punctures, cuts, tears, and rips, there are specific exclusions related to burns. As outlined in the terms and conditions of the plan, burn damage is only covered if it results from a hot dinner plate or a cigarette.
Unfortunately, the damage caused by the wood-burning pen falls outside the covered scenarios, as it does not meet the criteria defined in the plan.
The plan’s coverage is determined by the specific terms and conditions provided at the time of purchase. While the burn damage resulted in a hole, the source of the burn—an accidental incident with a wood-burning pen—does not qualify for coverage under the Protection Plan. Like any protection plan, this one has defined inclusions and exclusions to ensure clarity about what is covered.
Referring to your protection plan, listed under “WHAT IS COVERED” it states:
LEATHER: Plan Codes: USL, PLT, PP1, PP4, TCP, TPP
• Any food or drinks normally consumed by humans
• Human bodily fluids
• Pet bodily fluids
• Gel pen
• Highlighter
• Crayon
• Grass
• Grease
• Iodine
• Shoe polish
• Puncture, cut, tear, or rip from a specific incident
• Blue jean dye transfer
• Newspaper print transfer
• Any burn or heat mark from a cigarette or hot dinner plate
We continuously review our policies to provide the best possible protection to our customers. If you have further questions or need assistance understanding the plan, please don’t hesitate to reach out.