Great
Based on 295 reviews
SmartCredit4.3Honesty, pricing, process and quality scores appear once 5 customers have rated them.
SmartCredit is an all-in-one credit and financial wellness platform that goes beyond simply showing your credit score. It lets you view your full three-bureau reports, take action on negative items to potentially get them removed, and helps you maximize your credit utilization ratio with a simple simulator.Not only that, you can link to your financial accounts and manage all of them from their easy to use dashboard,protect your identity, and prevent you personal information form being sold online. If you’re serious about taking your credit to the next level all on your own, getting better lending terms, and protecting your data and identity, SmartCredit gives you the tools to do that.
SmartCredit (smartcredit.com) has 295 customer reviews on Folks Told, with an average rating of 4.3 out of 5.
Showing 228 reviews with 5 stars · Clear filters
Dee T.
Great experience!! Information is presented in a way that's easy to understand. App is very convenient and helpful. Loved the interactions and information available to me.
Reply from SmartCreditSep 4, 2026
When helpful tools meet easy-to-understand information, it makes for a winning experience! 🌟 We’re so glad you’re enjoying the convenience of the app and everything it has to offer. Thank you for sharing your wonderful feedback!
Markie B.
Wise Credit Repair is the reason for my credit journey being where it is today. They are truly a great company. They do 99% of the work and I saw improvements within the first month.
Reply from SmartCreditSep 4, 2026
What an incredible start to your credit journey! 🎉 Seeing improvements within the first month is worth celebrating. Wise Credit Repair sounds like an amazing partner, and we’re grateful SmartCredit can be part of your continued progress!
Ivonne C.
I just love the service Smart credit provides.
Reply from SmartCreditSep 4, 2026
You just made our day! 💙 We love providing tools and service that help make your credit journey smarter, simpler, and more empowering. Thank you for choosing SmartCredit!
Laniya
The best part
Reply from SmartCreditSep 3, 2026
Short, sweet, and made our day—the best part is having you with us! 💙 Thank you for sharing your support!
Jose
Fantastic progress
Reply from SmartCreditSep 3, 2026
Fantastic progress deserves a fantastic celebration! 🎉 We’re excited to be part of your journey and can’t wait to see where you go next! 💙
Ladarrius
This process was very easy and smooth it took a few months for me to start seeing my numbers go up but they definitely did everyone is hands on an the results are real I recommend this to my friends an family every time I’m around because you definitely need good credit
Reply from SmartCreditSep 3, 2026
We love hearing that your patience paid off and your numbers are moving up! 📈 Thank you for trusting the process and recommending us to your friends and family. Your support means so much to our entire team! 💙
Damian
The experience so far has been great!
Reply from SmartCreditSep 1, 2026
A great start deserves an even better journey ahead! 🌟 Thank you for choosing SmartCredit—we’re excited to keep the positive experience going!
Manoel
Everything is great
Reply from SmartCreditSep 1, 2026
Everything is great” is music to our ears! 🎶💙 Thank you for sharing the good vibes—we’re happy to have you with us!
