Great
Based on 295 reviews
SmartCredit4.3Honesty, pricing, process and quality scores appear once 5 customers have rated them.
SmartCredit is an all-in-one credit and financial wellness platform that goes beyond simply showing your credit score. It lets you view your full three-bureau reports, take action on negative items to potentially get them removed, and helps you maximize your credit utilization ratio with a simple simulator.Not only that, you can link to your financial accounts and manage all of them from their easy to use dashboard,protect your identity, and prevent you personal information form being sold online. If you’re serious about taking your credit to the next level all on your own, getting better lending terms, and protecting your data and identity, SmartCredit gives you the tools to do that.
SmartCredit (smartcredit.com) has 295 customer reviews on Folks Told, with an average rating of 4.3 out of 5.
Showing 228 reviews with 5 stars · Clear filters
Angell W.
Absolutely great🎉
Reply from SmartCreditAug 10, 2026
Now that’s the kind of review worth celebrating! 🎉 We’re so glad you’re having an absolutely great experience. Thanks for bringing the positive energy and for choosing us to be part of your credit journey! 🌟
Sherita
It's show you your account credit score
Reply from SmartCreditAug 10, 2026
Your credit picture, right at your fingertips! 📊 We’re glad you’re finding value in being able to view and stay connected to your credit score. Thanks for sharing your experience with us—we’re happy to be part of your credit journey!
Valerie N.
Just knowing that you are in a position where your credit score will rise
Reply from SmartCreditAug 10, 2026
There’s something powerful about seeing progress on the horizon! 📈 We’re glad our tools help you feel informed and encouraged as you work toward your credit goals. Thank you for sharing your experience and letting us be part of the journey!
Joyce
So happy I found out about this app
Reply from SmartCreditAug 10, 2026
We’re so happy you found us too! 🎉 Discovering the right tools can make all the difference when it comes to staying connected to your credit. Thanks for choosing us—we’re excited to be part of your journey! 💫
Wendy j F.
Good service and easy to use
Reply from SmartCreditAug 10, 2026
Simple, smooth, and helpful—that’s exactly what we aim for! 🙌 We’re glad you’re enjoying the service and finding everything easy to use. Thanks for sharing the love and for having us along on your credit journey! ⭐
McKinley
Good information to have
Reply from SmartCreditAug 10, 2026
Knowledge is a powerful tool! 💡 We’re glad you’re finding the information useful and valuable for staying informed about your credit. Thanks for sharing your experience—we’re happy to help keep the insights at your fingertips! ⭐
Brenda H.
Great Job . I will recommend. This service to everyone. It really works.
Reply from SmartCreditAug 10, 2026
A recommendation like this means the world to us! 🌟 We’re thrilled to hear the service is working well for you and that you’d share it with others. Thank you for your trust, your support, and for letting us be part of your credit journey! 🙌
Allan
Complete turnaround and distrust I was not able to afford $300 a month and I asked them to cancel. They told me they would 11 days later. They took out money again. I wrote them three different times they ignore me completely telling me it was escalated to management, but I’ve been ignored disgusting behavior, horrible company
Reply from SmartCreditAug 10, 2026
Now that’s progress worth celebrating! 🎉 A 100+ point increase in just your second month is an exciting milestone. We’re also thrilled to hear that our support team has been responsive and ready to take action when you reach out. Thank you for trusting us with your credit journey—we’re excited to see where your progress takes you next! 📈🌟
