Great
Based on 295 reviews
SmartCredit4.3Honesty, pricing, process and quality scores appear once 5 customers have rated them.
SmartCredit is an all-in-one credit and financial wellness platform that goes beyond simply showing your credit score. It lets you view your full three-bureau reports, take action on negative items to potentially get them removed, and helps you maximize your credit utilization ratio with a simple simulator.Not only that, you can link to your financial accounts and manage all of them from their easy to use dashboard,protect your identity, and prevent you personal information form being sold online. If you’re serious about taking your credit to the next level all on your own, getting better lending terms, and protecting your data and identity, SmartCredit gives you the tools to do that.
SmartCredit (smartcredit.com) has 295 customer reviews on Folks Told, with an average rating of 4.3 out of 5.
Showing 228 reviews with 5 stars · Clear filters
Armando G.
All exelent
Reply from SmartCreditAug 10, 2026
Excellent is exactly what we love to hear! 🌟 Short, sweet, and appreciated more than you know. Thanks for the fantastic feedback—we’ll keep working to make your experience just as excellent every step of the way! 🙌
Curlena H.
Hi my is Curlena Harris I’m enteral greatful for everything Jesus bless them to do for me and my family my score was in the low five’s but now it’s pushing throws the 600’s range so we should be getting into our house really soon but you have to also do the work as well it not just going to do it on it’s own pay your bills on time and do whatever you have to do
Reply from SmartCreditAug 10, 2026
What an incredible milestone! 🏡✨ Watching your score move from the low 500s toward the 600s while working toward the dream of a new home is exciting to hear. We especially appreciate your reminder that staying committed and taking positive steps along the way matters. Thank you for sharing your journey with us, Curlena—we’re cheering you and your family on as you move closer to that front door! 🔑🌟
customer
Very good 👍🙏
Reply from SmartCreditAug 10, 2026
Short, simple, and full of positivity! ✨🙏 We’re so glad to hear you’re having a great experience. Thank you for taking a moment to share the kind words—it means a lot to our team! 🌟
Fernando
Gran experiencia en 50 dias mas de 120 puntos subió mi crédito
Reply from SmartCreditAug 10, 2026
¡Más de 120 puntos en solo 50 días! 📈✨ Nos encanta saber que está viendo un progreso tan emocionante en su camino crediticio. Gracias por confiar en nosotros y por compartir este gran logro. ¡Que sigan llegando más metas cumplidas! 🎉
Adrian
Service is great, awesome team thanks for the recognition credit scores steady increasing
Reply from SmartCreditAug 10, 2026
Steady progress and an awesome team—that’s a combination we love to hear about! 📈✨ It’s exciting to know you’re seeing your credit scores move in the right direction. Thank you for recognizing our team and for letting us be part of your journey. Here’s to keeping that momentum going! 🌟
Cindy
Is good for manage my credit
Reply from SmartCreditAug 10, 2026
Taking charge of your credit starts with having the right tools! 💡📊 We’re glad we can help make managing your credit a little easier and keep you connected to the information that matters. Thanks for having us along for the journey! ✨
Octavio
Me encanta el tiempo que se está logrando recuperar mi puntaje muchas gracias
Reply from SmartCreditAug 10, 2026
¡Ver cómo el esfuerzo comienza a reflejarse en su puntaje es una gran sensación! 📈✨ Nos alegra saber que está disfrutando de su progreso y avanzando hacia sus metas crediticias. Gracias por confiar en nosotros para acompañarle en este camino. ¡Que sigan llegando buenas noticias! 🌟
Melissa
Great communication and response time. Great experience in the team removing and disputing negative things on my credit report.
Reply from SmartCreditAug 10, 2026
Great communication + quick responses + a team working for you = an experience worth sharing! 🌟 We’re thrilled that you’ve felt supported throughout the dispute process and appreciate you recognizing our team’s efforts. Thank you for trusting us to be part of your credit journey! 📈✨
