Great
Based on 295 reviews
SmartCredit4.3Honesty, pricing, process and quality scores appear once 5 customers have rated them.
SmartCredit is an all-in-one credit and financial wellness platform that goes beyond simply showing your credit score. It lets you view your full three-bureau reports, take action on negative items to potentially get them removed, and helps you maximize your credit utilization ratio with a simple simulator.Not only that, you can link to your financial accounts and manage all of them from their easy to use dashboard,protect your identity, and prevent you personal information form being sold online. If you’re serious about taking your credit to the next level all on your own, getting better lending terms, and protecting your data and identity, SmartCredit gives you the tools to do that.
SmartCredit (smartcredit.com) has 295 customer reviews on Folks Told, with an average rating of 4.3 out of 5.
Showing 228 reviews with 5 stars · Clear filters
Mairely
Genial la verdad muy satisfecha con su trabajo
Reply from SmartCreditNov 17, 2025
We appreciate your trust and the 5-star feedback—thank you! Agradecemos su confianza y la calificación de 5 estrellas—¡gracias!
Eric B.
Because of Smart Credit and the guidance of Mr White I have achieved all my credit goals very quickly and efficiently. I feel Im in full control of my credit and if I noticed issue it is resolved immediately. Smart Credit is a must have!
Reply from SmartCreditNov 17, 2025
Thank you! It’s wonderful to hear you had a positive experience.
Edward
Amazing experience. Keeps you on top of your scores and credit activity. The Best
Reply from SmartCreditNov 17, 2025
Thank you so much for the 5-star review—this truly made our day!
Winston
Very informative!! l like when they notify you of when your credit card bill is due and how much you should pay!!
Reply from SmartCreditNov 17, 2025
We can’t thank you enough for your kind words and 5-star review.
Mohamed
keep up the good work
Reply from SmartCreditNov 17, 2025
We truly value your feedback. Thanks for the 5-star rating!
Eric
They are doing what they are supposed to be doing. Was hesitant at first, but things are headed in the right direction
Reply from SmartCreditOct 30, 2025
We’re glad to hear things are moving in the right direction! Thanks for trusting us — we’re here to keep that progress going.
Diana
Muchas gracias mi experiencia con ustedes es súper buena e importante porque me están ayudando mucho gracias una vez más
Reply from SmartCreditOct 30, 2025
We’re so happy to hear that! It means a lot to know we’re making a difference and helping you along the way. Thank you for your kind words! ¡Nos alegra mucho escuchar eso! Significa mucho saber que estamos marcando la diferencia y ayudándote en tu camino. ¡Gracias por tus amables palabras!
Darius
It's been a great experience to have someone help especially when you have no idea what's going on so thank you
Reply from SmartCreditOct 30, 2025
We’re so glad to hear that! It’s our goal to make understanding your credit simple and supportive — happy we could help!
