Reply from 20 Minute TraderAug 31, 2026
We’re truly sorry for the financial stress and frustration you have experienced. After seeing your review, we examined the offer associated with your purchase so we could respond specifically.
Our records show that you purchased a program regularly priced at $3,000 for a promotional price of $997. It included ongoing mentorship from live, non-AI mentors, a free $50,000 challenge account, two additional educational services, the Gold Pattern course, and software that displays the pattern’s criteria directly on your chart. Access to these services was included for as long as your Club membership remained active, which required a separate monthly membership fee of $197.
If the presentation led you to believe that the course library would remain available for life without an active membership, then that distinction was not communicated clearly enough for you to understand that, and we apologize.
Some third-party trading and charting tools also carry fees. Depending on the tools selected, many of the additional services our traders use cost approximately $30–$50 per month. These are widely used trading tools and are not fees created or collected by 20 Minute Trader. However, that does not remove our responsibility to better clearly explain which tools are required, which are optional, and what each one may cost before someone purchases.
Although these expenses were addressed in our materials, your review, and similar feedback from others, showed us that we needed to make them even more prominent and easier to understand. We have since taken steps to clearly disclose anticipated membership, platform, challenge, and third-party tool expenses so prospective students can evaluate the complete financial commitment and opt out if those ongoing costs are not manageable for them.
Thank you for being candid and for challenging us to improve. We recognize that clarity around lifetime access, recurring membership costs, and third-party fees is essential, and we’re sorry we did not make those distinctions clear enough in your experience.