Excellent
Based on 579 reviews
Ascent Funding4.6Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Ascent is built around one guiding principle: Student loans should expand possibilities, not limit them. That’s why Ascent created a private student loan program that gives students more opportunities to qualify for a loan, with or without a cosigner. Ascent encourages transparency and financial wellness by incorporating financial education into the application process, preserving the notion that an education is an investment where students and families should understand the return on their investment relative to the cost. Ascent offers benefits (such as 1% cash back, scholarships, a Refer a Friend Program, a Rewards Program, and more) as well as resources that set students and families up for financial success.
Ascent Funding (ascentfunding.com) has 579 customer reviews on Folks Told, with an average rating of 4.6 out of 5.
Showing 46 reviews with 4 stars · Clear filters
Kristy
There were different options but all very high interest rates.
Reply from Ascent FundingSep 14, 2026
Kristy, thank you for taking the time to review us! We believe that success is a two-way street, and are committed to continuously improving our loan process. We would appreciate hearing more about your experience. Please email [email protected] with more information concerning your application experience.
Anne
It was easy to navigate the application process.
Reply from Ascent FundingSep 14, 2026
Hi Anne, thank you for your kind words. We’re so happy to hear that our process is quick and easy!
Brian
Seemed quick and easy to get the loan. We will see how things go once the payments start.
Reply from Ascent FundingSep 17, 2026
Hi Brian, thank you for sharing your kind words. We’re happy to hear that our process is quick and easy!
Richard
Very simple process Thanks
Reply from Ascent FundingSep 14, 2026
Hello Richard, we’re so happy that our process was straight-forward and easy. Thank you for your feedback!
Dawn
ease of application
Reply from Ascent FundingSep 21, 2026
Hi Dawn, thank you for your kind words!
Paul
Easy filling everything out but taking photos of my ID took some time.
Reply from Ascent FundingSep 21, 2026
Thank you, Paul, for your honest feedback! We would like to know more about how we can improve our processes for you and other students. Please email us at [email protected] with more information to help us improve your experience! All the best!
Deborah
Promptnes in answering questions.
Reply from Ascent FundingSep 29, 2026
Hi Deborah, thank you for your kind words!
Joseph
I secured the loan with no issues, and so far I believe they will handle my ability to repay it based on where I am in my career. Right now, that is still hunting for my first role with no income. But as soon as I am in a paying role, I will gladly pay off my student loan. It was a great decision.
Reply from Ascent FundingMay 21, 2026
Hi Joseph! Thank you for sharing your experience. We’re so glad the process felt smooth and that choosing Ascent was the right decision for you. Wishing you all the best in your job search, and we’re excited for what’s ahead for you.
