Great
Based on 689 reviews
Aspire4.1Honesty, pricing, process and quality scores appear once 5 customers have rated them.
The Aspire® Mastercard is built for people ready to build, grow, and aspire. Trusted by more than 1 million cardholders, this unsecured credit card, issued by The Bank of Missouri, reports to all major credit bureaus. Responsible use could help you strengthen your credit profile and work toward higher credit lines over time. Even if you’re starting with less-than-perfect credit, the Aspire® Mastercard is designed to help you build toward what’s next. You could earn cash back rewards* on eligible purchases and access your credit score* for free. Managing your account is simple through the online Account Center or mobile app—plus support is available 24/7. Learn more at aspire.com $0 security deposit $0 application fee $0 fraud liability No credit score impact (prequalify with a soft credit check)See If You Prequalify*Learn moreClick here to view additional details.
Aspire (aspire.com) has 689 customer reviews on Folks Told, with an average rating of 4.1 out of 5.
689 approved reviews, newest moderated first
Chrissee
I would give negative stars if I could. Not only are the fees outrageous, but I went through a small hardship very temporarily due to a car accident and they closed my account just because I missed one payment. I did in fact catch it up plus some the very next month. DO NOT DO BUSINESS WITH THESE SCAMMERS!
Sandra M.
Deceptive practices and fake late fees!"Do not get this card. They committed outright fraud by charging me a late fee even though I made my payment completely on time with one of their agents the day before! Their system is designed to trap you into paying extra money you don't owe. Avoid Aspire at all costs—they are scammers.
April S.
The worst credit card company ever! I can't believe what they do is even legal. Revoked account for 2 late payments and still charge the monthly maintenance fee. Then I was told I can't reach customer service until I made my minimum payment! Predators and crooks. And made my credit worse by over 100 pts. Stay away.
Consumer
I wish I could give a negative star rating! These people are absolute CROOKS! Paid my bill every month ON TIME! Balance never went down and would randomly go up! Then my account was closed for no reason at all and they fraudulently started taking money out of my account even AFTER I REMOVED ALL OF MY BILLING INFORMATION FROM THEIR SYSTEM!
Dominic F.
I wish negative stars were an option. Absolutely the worst credit card out there. I got approved while trying to rebuild my credit after a bankruptcy. They charge for everything (paper fee, monthly maintenance fee, annual fee) on top of exorbitant high interest rates. Due yourself a favor and skip this one. There are many other ways to help yourself build your credit. I closed my account and it took several years and paying a lump sum to get rid of the debt.
Andrew N.
After being approved and waiting a month to receive my card I finally called customer service and attempted to talk to someone that barely could speak English which helped absolutely nothing! They are already sending me emails saying I have a balance due (aspire fees) and I still have no card and never activated it. I emailed them saying I no longer want a line of credit with them and to remove all my info, I'm sure that will be a speedy response......... Anyways not impressed with Aspire at all and there extremely poor customer service and language barriers. DO NOT RECOMMEND!!!
Frederic T.
Worst experience i have ever had with a credit card. A seriously bad scam operation run by the chinese mafia. Lousy cusomer service with people that have very bad broken english. They make assumptions and block account without any notifications at all. I would never recommend this group to anyone.
Shane B.
This is the worst credit card company I have ever worked within my entire life. I got injured extremely bad at work. I have called them. I have told them. I tried my hardest to make payments and I was only 2 months behind and they completely shut down my card and wouldn't talk to me wouldn't reopen my card or anything. They are the only credit card company in my wallet that done that to me, everyone else worked with me until I was able to make payments to them. If you have any type of job that you could possibly get injured at , this would be the worst credit card company for you to have it at that happened.. i would never recommend these guys to anybody.
