Great
Based on 689 reviews
Aspire4.1Honesty, pricing, process and quality scores appear once 5 customers have rated them.
The Aspire® Mastercard is built for people ready to build, grow, and aspire. Trusted by more than 1 million cardholders, this unsecured credit card, issued by The Bank of Missouri, reports to all major credit bureaus. Responsible use could help you strengthen your credit profile and work toward higher credit lines over time. Even if you’re starting with less-than-perfect credit, the Aspire® Mastercard is designed to help you build toward what’s next. You could earn cash back rewards* on eligible purchases and access your credit score* for free. Managing your account is simple through the online Account Center or mobile app—plus support is available 24/7. Learn more at aspire.com $0 security deposit $0 application fee $0 fraud liability No credit score impact (prequalify with a soft credit check)See If You Prequalify*Learn moreClick here to view additional details.
Aspire (aspire.com) has 689 customer reviews on Folks Told, with an average rating of 4.1 out of 5.
689 approved reviews, newest moderated first
Dee B.
I canceled a payment. They reversed it, but still submitted it to my bank. And charged me a $30 fee for it not being there! 😆 Don't get this card. What is the point in offering the option to cancel a payment if they're still going to draft your account?
Barney F.
On May 23rd I called in as stated in my last review and cancelled the card due to the fees. Then on May 28th I called in again because I was charged the "Annual fee" to have the card and was told I could reactivate the card, I would just have to wait until the next billing cycle to use the card for purchases. So I wait. Well, today I make another early payment as usual and notice that the card is still inactive. I call in again and am told that my card was closed systematically because I never agreed to the terms. The supervisor pulled up the last notes and says I see you did agree to the terms on the 28th of May, but there is nothing I can do because the account was closed on June 7th. I hope they fire the employee who lied to me and said my card would be reactivated. I do not recommend getting this card since they cant seem to get there stuff together.
Adam
Scammer and a spammer, asked time after time to have my details removed but they email me 3 times a day trying to get me to sign up to their card. Why can't authorities take action against companies like this just read their other reviews
Este B.
Using dark web affiliation to cyber harasse people with their scamming offers. We've reported them the affiliate link but they continue working with this hacker (I guess he's bringing them too many victims). Please ban this hacker if you want to become one day a respected company and not a scam for ever
ERIC N.
THE CARD WAS EASY TO GET BUT THEY CHARGE A MONTHLY FEE I TRYED TO CLOSE THE CARD AND THOUGHT I DID BUT THEY KEEP CHARGING ME A MONTHLY FEE. I HAD MY BANK DO A CHARGE BACKFOR THE UNAUTHERISED FEE, S THEN THEY REPORTED MY ACCOUNT DELINQUENT TO THE CREDIT BUREAU, S MAY BE I CAN SUE THEM
Kisha M. J. L.
Received the credit card $99 monthly fee They wanted to sell me something Took 25 minutes of me talking with someone and did not activate the card The card still doesn’t work, but they have my $75
Bill S.
Having had the TBOM Aspire card for two years with no issues, I received an email concerning an important Notice of Change to my account. I admit that I often fail to read these but this time I did. Now my "no cost / no fees" account will be assessed a monthly maintenance fee of $5 per month (albeit small, it is still a $60 a year fee). This card has my lowest credit limit of over ten cards (many over $15,000) so I do not need it; however, dropping a card with a two-year history will indeed affect my credit score for an unknown period. When I immediately called, expecting to be transferred to a retention specialist, I was simply told that by not accepting their updated terms, my card would be cancelled immediately. So much for valuing their "good" customers (my current score is well over 750 with all of the three bureaus). Please consider twice before accepting the Aspire card's new terms...
Jacqueline Tyanne H.
So got this card when my credit wasn't so hot. It was fine until I tried to cancel it. The fees become unacceptable with a $10 monthly maintenance fee on top of the annual fee. No way to cancel online. Long term consequences for accepting this card. Immoral company as far as I'm concerned. Not recommended for Seniors who are not tech savvy as they only communicate via the app, email.
