Excellent
Based on 675 reviews
ChoiceCash4.6Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Launched in 2019, ChoiceCash is a vehicle-secured loan option for borrowers from all walks of life. Serving customers in more than 20 states, ChoiceCash has grown to be a premier funding option, with more than a million loan inquiries processed!ChoiceCash title loans come with manageable qualification criteria for applicants with less-than-perfect credit, and offer competitive interest rates and loans terms. If you have a vehicle title in your name and a source of income to make your loan payments, you may qualify for fast funding with ChoiceCash.The ChoiceCash loan is made by Quill Bank, a Utah Charted bank, located in Provo, Utah. All loans will be serviced by LoanMart. Loan proceeds are intended primarily for personal, family and household purposes. All loan applications are subject to meeting Quill Bank’s credit criteria, which include providing acceptable property as collateral. Customers need to demonstrate ability to repay the loan.
ChoiceCash (choicecash.com) has 675 customer reviews on Folks Told, with an average rating of 4.6 out of 5.
675 approved reviews, newest moderated first
customer
I am very grateful for the loan from you guys! It has been so helpful.
Reply from ChoiceCashJul 30, 2026
We appreciate you taking the time to review your experience with ChoiceCash. We have worked hard to establish an outstanding reputation for quality service. We look forward to assisting you again in the future.
customer
That contract snippet proves exactly what i suspected: the starting interest rate is a massive 119.99% per year, which translates to exactly 10% interest charged on your balance every single month. The "incentive rate" language is a sales gimmick—even if they slightly lower the rate for good behavior down the road, you will still be losing thousands of dollars to interest if you keep it for three years. what is the time? You end up paying double and beyond best thing to do in this scenario, don’t never go back and hurry up and get somebody else they can finance this for you and get out of the contract.
Reply from ChoiceCashAug 27, 2026
Thank you for sharing your concerns. We understand that the cost of credit is an important consideration when evaluating any loan. The ChoiceCash Loan is transparent about the cost of its loan and discloses that it's a high-cost loan. We also encourage customers to explore other financing options, as they may be able to obtain a loan elsewhere at a lower cost and should compare the APR and terms of available alternatives before making a borrowing decision. The ChoiceCash Loan provides access to credit for customers who may not qualify for, or otherwise have access to, traditional financing options. The interest rate, payment schedule, APR, and other applicable terms are disclosed before a customer enters into a loan agreement. Because this is a public forum, we are unable to discuss the specific terms or circumstances of your account. However, we will review the specifics of your account, and provide a response under separate cover. You may also contact the Compliance Department at [email protected] should you have any questions in the interim.
Rebecca C.
Everyone was so very super helpful, very professional each time I spoke with them and extremely patient with me!! They made the whole process very easy to follow, so I am very pleased! Thank you!!
Reply from ChoiceCashJul 23, 2026
Thank you for taking the time to share your experience, Rebecca. It’s always great to get positive feedback, and we are happy to hear you were 100% satisfied with the loan process. Thanks again and we hope you’ll continue to choose ChoiceCash in the future.
America C.
Quick & reliable , i am a return customer they send title back very reliably
Reply from ChoiceCashJul 23, 2026
Thank you for taking the time to share your loan experience with ChoiceCash. It’s always great to get positive feedback, and we are happy to hear you were 100% satisfied with the loan process. Thanks again and we hope you’ll continue to choose ChoiceCash in the future.
Renee F.
Luis and his team did an excellent job. They were very professional, honest, and nice. It took a couple of hours to get everything accomplished, exactly what Luis told me. Everything Luis told me about the process was right on point.
Reply from ChoiceCashJul 20, 2026
Thanks Renee for taking the time to leave a review. We’re glad we were able to assist and happy to hear Luis provided you with excellent service! We look forward to assisting you again in the future.
Daddio
Professional and great to work with . Not a problem and it all happened very quickly
Reply from ChoiceCashJul 20, 2026
We appreciate you taking the time to review your experience with ChoiceCash. We are happy to have been able to assist you with a ChoiceCash loan! We look forward to being your financial resource again in the future.
customer
Very quick response. The best loan company ever.
Reply from ChoiceCashJul 15, 2026
Thank you for the 5 star review! We are excited that we were able to assist you in a prompt manner. We look forward to being your financial resource again in the future.
customerA.
Did not get approved for any money
Reply from ChoiceCashJul 14, 2026
We appreciate you taking the time to review your experience with ChoiceCash. We regret to hear that you weren’t 100% satisfied with the process. Thanks again for sharing your feedback.
