Excellent
Based on 234 reviews
Credibility Capital4.9Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Credibility Capital provides low-cost financing solutions to successful small businesses, without the collateral requirements or hassle and endless paperwork of SBA and conventional bank loans. Credibility delivers a fast, seamless, fully digital experience, with funding in as little as 3 days from application. The company offers 2 loan products: (1) Monthly-pay installment loans up to $500,000 and 5 years; and (2) lines of credit up to $250,000 with a 2-year interest-only draw period, followed by a 3-year payback period or renewal of the line for qualifying borrowers.
Credibility Capital (credibilitycapital.com) has 234 customer reviews on Folks Told, with an average rating of 4.9 out of 5.
234 approved reviews, newest moderated first
Hani H.
Very professional, great service. If you provide the paperwork work in order, you actually get funded faster than any other company I know of . Hands down to Michael Van Nieuwenhoven, this guy made the process so smooth . Thank you Michael.
Kevin R.
Great Service
Dennis P.
Melina Harris is an advocate for small business and dedicated to her craft. Melina shows a sincere interest in small business and solutions to their problems. She affectively communicates, building strong relationships with her borrowers and displays a harmonious and cooperative spirit. This has been my experience in working with her since 2016'.
Valorie H.
AMAZING FOLKS THANK YOU SO MUCH For making business loans a breeze!!!
Jason W.
Overall, a very good and fast experience. If you can get conventional bank financing that should obviously be your first stop... HOWEVER, like so many small businesses, we have a combination of factors like high personal debt and related complications from starting a medical clinic from scratch, that made that impossible. Most of these cash flow loan places screw you SO hard (Crazy interest rates and your on the hook for all the interest, even if you pay off early.) This was not the case here. Credibility Capital got us a fully amortized loan (Meaning I only pay for the interest accrued on the outstanding balance) and while the APR was higher that I would fall in love with, it was not out of line with a sub prime lender in this market. Finally, we had $100k of cash in our bank in about 5 or 6 days start to finish with minimal paperwork or hoops to jump through. Maybe 5 hours total time invested.
Mark D.
Over the past 5 years, I've gotten loans from several different funding companies, and by far, without a doubt, Credibility is the best to work with. They are proffessional, with more of a genuine, personal touch. They have helped me twice now, and both times were quick, and easy. Melina is great to work with!
Mary C.
Excellent and efficient
Estevan P.
I contacted Credibility Capital on a Monday. Gabriel called me back that same day and told me which documents he would need to get started. I turned those in and was told I would need a few more documents. I turned those in the next day. I received funding on Thursday. They are thorough and quick.
