Excellent
Based on 316 reviews
Credit Direct4.8Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Credit Direct is a new kind of consumer credit provider that makes access to funds simple. Our straight forward approach to lending is designed to get you from application to funding in as soon as 48 hours. To get you the best offer available we lend directly as well as through our select partner network. Sometimes we don’t have the best offer, and we are okay with that. Our online application process takes minutes to complete and won’t hurt your credit score. Select the amount you need to borrow, submit your application, review your loan options, and sign for your loan. Our rates and terms are clearly presented so you can make the best decision for your financial situation. Plus, if you have any questions, our friendly representatives are here to help. Now that’s money made simple!
Credit Direct (creditdirect.com) has 316 customer reviews on Folks Told, with an average rating of 4.8 out of 5.
316 approved reviews, newest moderated first
Steve B.
My experience with Credit Direct was terrific. I still can’t believe I was able to borrow $12,000 with one phone call. David, who helped me with the process was very professional and guided me through the process. Easy Peezy. I would highly recommend David and Credit Direct to anyone trying to obtain a loan.
Reply from Credit DirectApr 16, 2025
David is one of the best! We are so glad he was able to assist you!
Will O.
He made sure that I was well taken care of and made the process in obtaining the loan very easy.
Reply from Credit DirectApr 16, 2025
Thank you so much for your positive feedback!
John G.
David was a great help not pushing just wanted to help my get the best possible loan.. David is a genuinely a nice guy
Reply from Credit DirectApr 15, 2025
David is one of the BEST! We will make sure to pass this on to him!
eddie
I wasted my time. I applied for 9500 loan and only got approved for 5000 with very high interest rate … Make sure of your decision before you apply with this company.. And remember they pull a credit inquiry on your report which lowers your credit score.. shopper beeare!!!!
Reply from Credit DirectApr 10, 2025
Thank you for sharing your concerns regarding your loan application experience. We regret that the approved amount of $5,000 fell short of your requested $9,500, and understand your disappointment with the interest rate offered. I want to clarify that our initial evaluation process utilizes a soft credit inquiry, which does not adversely affect your credit score. This is an important distinction from hard inquiries that do impact credit ratings. Should you wish to discuss your application further, our financial advisors are available to review your specific circumstances and explore potential alternatives. Please contact our office at your convenience. We value your feedback and remain committed to providing transparent financial services.
Catherine G.
I cannot seem to get a response. I completed the information on line 2 weeks ago, with email and phone information. No response. So I used their contact page after almost a week, and politely asked about status and/or ETA of contact. Still no response. I'm puzzled. EDIT: Thank you for your reply Credit Direct! I spoke to someone today, who also said they have no record, Yet I checked the IP address, and I.have a reply after I submitted that says: "Speak With A Representative Today: 866-414-4198 Successfully Applied! Congratulations! You have successfully completed your application. Our loan agents are hard at work finding you the best offers available and will be contacting you shortly. Also, look out for an email from our team with the next steps. Be sure to add creditdirectteam @ creditdirect.com to your address book to ensure delivery to your inbox. We look forward to helping you reach your financial goals!" Perhaps a glitch? I know your company is excellent at quick response, so I was puzzled. I appreciate your time to respond. :)
Reply from Credit DirectMar 26, 2025
Thank you for your feedback. We have searched our system and have not found anyone with the name provided, so it is possible that you reached out to a different company, but we would love to try and assist you with getting a loan! Please feel free to call us at 866-414-4198, or email us at [email protected]. We look forward to speaking with you!
Donna S.
David with Credit Direct was amazing and patiently guided me through every step, form, & document. I could not have completed this without him. Thank you ,David
Reply from Credit DirectJan 28, 2025
We love to hear this, thank you!
Edward P.
Matt Williams, the representative who serviced my inquiry was patient with my questions and answered them directly, precisely, concisely and without hesitation or delay. He did not try to advance his loan services ahead of my fact gathering. He did not attempt to garner a loan through rush tactics or making my questions invalid or irrelevant. I thoroughly enjoyed the experience of speaking with Matt. I wish that most other people who answer the telephone for their company represent themselves and their Company as well as Matt Williams.
Reply from Credit DirectJan 28, 2025
Thank you so much!
David V.
Mil gracias a Andrés Florez por su ayuda con mi crédito personal. Excelente atención y servicio
Reply from Credit DirectDec 19, 2024
Gracias!
