Average
Based on 228 reviews
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Deferit is a bill budgeting and payment platform that has helped over 550,000 people improve their cashflow and pay bills in installments. To date Deferit has paid over $400m in bills and saved its users over $39m in late fees and other biller penalties by ensuring bills get paid on time.Pay upfront or over time in 4 easy installments. Build your credit history with every bill payment. The flexibility to change payment dates to suit your lifestyle. No interest, no late fees, just a simple subscription. Whether the bill needs to be paid by ACH, Check, Credit Card or any other method, simply take a photo of the bill and we take care of the rest!
Deferit (deferit.com) has 228 customer reviews on Folks Told, with an average rating of 3.8 out of 5.
228 approved reviews, newest moderated first
Sherrys
Great resource for when you don’t have it all at once!!
Reply from DeferitMar 2, 2026
HI Sherrys, We're thrilled Deferit has been a reliable resource in staying on top of your bills—thanks so much for sharing your flexible budgeting experience with us!
April A.
Love this APP, especially when you hit a bind. Makes it so much easier to make biweekly payments instead of forking out everything all at once. It’s really easy to set up, follow and etc.
Reply from DeferitMar 2, 2026
Hi April, Your feedback means a lot to us. We're thrilled you Deferit reliable, especially when you're in a bind—thanks so much for the love and for sharing your seamless and flexible budgeting with us!
Consumer
Deferit is great! It works with you effortlessly to get your bills paid. The wait time is fast and you can breathe a sigh of relief knowing your bill is paid! Thank you deferit for making your customers life easier!
Reply from DeferitFeb 13, 2026
We're thrilled you found Deferit both reliable and seamless—thanks so much for sharing your bill-budgeting experience with us!
Larry T.
Deferit really helps out when money is tight. Deferit allows me to split bills into 4 installments, making it easier to catch up and stay on top of monthly expenses. Especially right now with everything being so expensive, Deferit really comes in with the assist.
Reply from DeferitFeb 6, 2026
HI Larry, We're thrilled Deferit has been helpful with having you stay on top of your bills—thanks so much for sharing your flexible budgeting experience with our Pay in 4 feature! Anytime you need support, we're here to help.
Unknown
This service is excellent it has helped me with my bills and saved me alot
Reply from DeferitJan 29, 2026
Your honest feedback means a lot to us. We're glad Deferit has been helpful with your bills and savings—thanks so much for sharing your budgeting experience with us!
customer
Deferit Pay in Four makes paying bills so much easier. I like being able to split payments into smaller amounts instead of paying everything at once. The app is easy to use, reminders are helpful, and it really takes some stress off my finances. Definitely recommend if you need flexibility with bills.
Reply from DeferitJan 28, 2026
We're thrilled Pay in 4 made bill-budgeting easier—thanks a bunch for sharing your flexible and seamless experience with us! Anytime you need support, we're always here to help.
Ebonii G.
My power bill was loud and disrespectful right before payday, but Deferit said “relax, I got you.” Easy to use, no shut-off stress, and payments that didn’t hurt my feelings. If adulting had a cheat code, this is it. 10/10 would defer again.
Reply from DeferitJan 22, 2026
Hi Eboni, Your feedback means so much to us. We're glad Deferit has been reliable, especially with essentials like your power bill—thanks so much for sharing your seamless and stress-free budgeting experience with us! Anytime you need support, we've always got you covered.
Tia
Overall, good company. What isn’t obvious is while they say most bills are paid in 2 hrs or less, that’s not including after business hours or on holidays. Normally, this wouldn’t be much of an issue but bills don’t stop for holidays. I incurred a late fee due to this and just had to take it on the chin because of fine print. Otherwise this has been very helpful during a tough time.
Reply from DeferitJan 22, 2026
Hi Tia, We're glad you found Deferit overall reliable—thank you for sharing your feedback with us and giving us the opportunity to clarify. While all bill payments are processed during standard banking hours (9am–5pm Eastern Time, Monday–Friday) and payments made after hours are processed on the next business day, please know that if a bill payment is delayed because of an error on our side and your biller charges a late fee, our Bill Payment Guarantee covers that fee once we confirm the delay was our fault. Feel free to visit https://help.us.deferit.com/hc/en-us/articles/23522746425623-What-is-the-Deferit-Bill-Payment-Guarantee for more information. We appreciate your understanding throughout the process and ensure you're fully supported. If you have any questions or need further assistance, please don't hesitate to reach out—we're always here to help.
