Reply from Highland Hill CapitalOct 25, 2021
Hello Ms Magdalis Benite,
After our initial investigation into the mater we have discovered that Adam Fox did assist you in acquiring $13,000.00 on October 1st 2021. Adam has informed us that you planned on using the funds to repair two trucks that were currently out of operation. Additionally, he explained to us that you had inquired about a consolidation program, and he said he would submit you for that, but that you needed the immediate capital to repair the trucks, hence the $13,000 funding.
Following the funding, Adam had resubmitted you for a consolidation program as discussed, however, not only was this never guaranteed to be approved, but Adam specifically mentioned you would likely run into an issue due to a past Bankruptcy and your credit profile. Nonetheless, he did try and get you approved for a consolidation but ultimately your file didn't reach the underwriting parameters and was declined as that chance was discussed that there would be a high likelihood of being declined. Adam also mentioned that you wanted a guarantee in writing, to which he did not provide due to the fact that there was no guarantee for a consolidation. Overall from what we have gathered at this point, Adam had made no guarantee that the consolidation would be completed, rather he expressed his concerns about the reasoning why your file would possibly be declined, but still tried to get you into a consolidation as requested.
In regards to the $1,054.00, this was an agreed upon fee, both verbally, and signed via DocuSign, in regards to the $13,000.00 transaction on 10/1/2021.