Excellent
Based on 553 reviews
Idea Financial4.6Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Idea Financial empowers small businesses with flexible funding solutions tailored to your unique needs. Our two core offerings - business lines of credit and business term loans - provide the financial tools you need to thrive. With our line of credit, access funds as needed for managing cash flow, seizing opportunities, or covering unexpected expenses. For larger investments, our term loans offer lump sum funding to fuel significant growth initiatives. We stand out through our fast, streamlined application process and personalized support from financial experts. Our innovative approach combines cutting-edge technology with a commitment to building lasting client relationships.Experience the difference of working with a financial ally who truly understands and champions small businesses. Whether you're looking to expand, invest in equipment, or capitalize on new opportunities, Idea Financial provides the accessible, flexible funding you need to turn your vision into reality. Choose us and take your business to the next level with smart, tailored financing solutions.
Idea Financial (ideafinancial.com) has 553 customer reviews on Folks Told, with an average rating of 4.6 out of 5.
553 approved reviews, newest moderated first
Patrick
Idea Financial is such a fresh breath of air in the financial services world! They created a workable situation for our small business that gave us the flexibility we need at a time when it was critical for our continued success!
Clifton
Very professional and honest.
Roxanne
Great company and people to work with!
Chris H.
Great professional service, a good company to deal with straightforward answer & fast respond. This is not like a Bank or government redtape. Chris H.
Reply from Idea FinancialAug 15, 2019
Thank you for your review, Chris. At Idea Financial, the customer is truly number 1. We hope that the financing we were able to provide allows your business to grow and prosper.
ABBY A.
Ari was prompt, transparent and funding was fast. Excellent follow up as well.
me
nothing bad to say about Idea Financial, they got us a huge line of credit fast but at a cost, fortunately we can afford it.
Robert
Outstanding service!
Jodie S.
I was recently denied use of my line of credit due to opening another loan. However this was not disclosed to me that I couldn't take out other finnacing when I took this loan. Frustrating since I can't get the equipment I need now.
Reply from Idea FinancialJul 26, 2019
Hello Jodie. Back in March, your company took out additional financing from another lender and we reminded you of our policy and the terms of the contract you signed, which prohibits our clients from taking additional financing from online lenders once they’ve funded with Idea Financial. We allowed the draw you requested in March despite the violation of our policy. Your most recent request was denied because your business, again, took out additional financing in violation of the terms of our contract. We spend considerable time underwriting our merchants to ensure they can afford to service debt. “Stacking”, which is when merchants take additional financing from another online lender, creates more risk on our end and that is why our contract, which you signed, clearly prohibits this activity. At Idea Financial, we care a great deal about our small business customers. We also must ensure that the terms of our contracts are followed. When the contracts are violated, we cannot continue to fund. We hope you understand.
