Excellent
Based on 553 reviews
Idea Financial4.6Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Idea Financial empowers small businesses with flexible funding solutions tailored to your unique needs. Our two core offerings - business lines of credit and business term loans - provide the financial tools you need to thrive. With our line of credit, access funds as needed for managing cash flow, seizing opportunities, or covering unexpected expenses. For larger investments, our term loans offer lump sum funding to fuel significant growth initiatives. We stand out through our fast, streamlined application process and personalized support from financial experts. Our innovative approach combines cutting-edge technology with a commitment to building lasting client relationships.Experience the difference of working with a financial ally who truly understands and champions small businesses. Whether you're looking to expand, invest in equipment, or capitalize on new opportunities, Idea Financial provides the accessible, flexible funding you need to turn your vision into reality. Choose us and take your business to the next level with smart, tailored financing solutions.
Idea Financial (ideafinancial.com) has 553 customer reviews on Folks Told, with an average rating of 4.6 out of 5.
553 approved reviews, newest moderated first
Chad
Tiffanni is amazing to work with and always takes great care of explaining all the benefits of the products to our clients. This is the future of small business lending and we are happy to have them as a partner to help our small business clients grow.
Alejandro
IT was a very good experience fast and quality service. TANK YOU GUYS. ESPEIAL THANKS TO MAX
Kevin
I like the program, They only thing I do not like is the way the interest is front loaded, and when you make a draw it starts completely over with front loading interest again. Is there anyway to have two separate draw repayment programs going?
Reply from Idea FinancialApr 11, 2018
Hi Kevin, Thank you so much for your review - we are thrilled to hear you like the Idea Financial program! We appreciate your feedback on our draw and repayment structure for our Line of Credit product. Unlike term loans that charge interest on your entire approval amount, we believe that you should only pay for money you actually use. Thus, we charge interest only on the amounts you draw from your credit line. Because our product offers the flexibility to draw as often as you need, each draw re-amortizes your line. We designed our product this way to allow for longer, more flexible payment options for your business, and to give you more control over your business financing. If you have any other questions about how our product works and the benefits of our structure, please let us know and we will have one of our Business Advisors reach out to you directly. Thank you for allowing us to help you Charge Your Business Forward with an Idea Financial Line of Credit. Sincerely, Nina - Idea Financial Marketing Team
Anonymous
Great company run by great people.
Jacques H.
Idea Financial is an excellent lender. We were able to apply and get approved the same day and received our funding the next day! It was a very streamlined and simple process. We will definitely use them again the future for working capital needs.
Allison B.
Great company to partner with and excellent staff!
Angel C.
Great Service.
Christopher
Everything was very simple to fill out and very quick. Staff was very helpful I appreciate everything you guys gave me thank you Chris
