Excellent
Based on 39 reviews
Integrity First4.7Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Integrity First Funding | We help entrepreneurs access up to $250,000 in 0% interest business funding with no equity or high-interest loans | Our 4-Step Integrity Protocol includes: Strategic Guidance, Credit Repair, Credit Optimization, and Strategic Application | Most clients secure $132,000 on average and return for multiple rounds | No fluff — just real strategy, real results, and a team that puts integrity first
Integrity First (integrity-first.co) has 39 customer reviews on Folks Told, with an average rating of 4.7 out of 5.
39 approved reviews, newest moderated first
Steve D.
Working with Sam has been in a wonderful experience, he is very well organized, thorough and really knows his stuff. I would not hesitate to recommend him or Integrity First to anyone, top notch business and highly professional group of people. Highly recommend!
jhshsnsmdCedrick B.
Sam has been clutch from the start . His professionalism, his knowledge and willingness to help my business and myself grow has been amazing . Integrity first has been a blessing to me and this is just the beginning! Thanks guys!
Andrew Z.
Couldn’t speak more highly of my experience with Integrity First. The communication, transparency, and results were all second to none. Highly recommend them and their services, was a game-changer for me and my business
Damion
I initially had interest in this program until I realized it was not as represented to be. My first payment of three for the on boarding process was made. Since that time, I have been ignored and denied a refund … $900 to pay for no services rendered it’s not easy to overlook. I recommend staying away from these people as the “integrity” is more illusion than fact.
Reply from Integrity FirstMay 21, 2026
This review does not reflect what happened. The client signed an engagement agreement and began the Integrity First Protocol with us. He then went delinquent on his payment plan and stopped responding to scheduled calls, voicemails, text messages, and follow-ups across multiple channels for over six months. There is over 20 documented outreaches from us. Despite the missed payments, our team continued reaching out and continued working on his behalf, because that is how we operate. The refund request did not come through the process defined in his signed agreement. It came alongside a threat to leave a negative review. Our refund guarantee is clearly written into every engagement agreement, reviewed and signed before any payment is made: if we do not secure a minimum of $50K in 0% APR funding for a client who completes the Protocol with us, the onboarding fee is refunded in full. That guarantee is built on a two-sided commitment. It does not cover clients who go delinquent, stop responding, and then request a refund outside of the terms they committed to. We recognize that losing a business is difficult, and we have genuine empathy for that. But empathy is not a reason to refund work that was delivered under a signed agreement that the client himself broke. Integrity First is the standard we hold ourselves to, and the standard we ask of the clients we work with. That means honoring our guarantees in full when the terms are met, and standing by those same terms when they are not, regardless of outside pressure. We stand behind the work that was delivered and behind the agreement that was signed. — The Integrity First Team
William R.
I can't express how grateful I am for the exceptional services provided by Integrity First over the last four months! From day one, their commitment to quality and professionalism has been evident. Gabriel Villanueva, in particular, has been a standout with his hands-on approach and unwavering dedication to ensuring every detail is perfect. I would wholeheartedly recommend Integrity First to anyone looking for top-notch service. They truly deliver on their promise of integrity and excellence!
Mikael L.
Great company! We have been working together for several months now. Everything is working to plan. They always respond to any questions I have and are enjoyable to work with.
Jheni C.
My whole experience with Integrity First and especially Sam has been very positive. He helped me improve my credit score by over 100 points, so far he's gotten me $75,000 in 0% business funding, and I'm on my way to securing additional funding with his help. He has been very responsive, and he even follows up if he hasn't heard from me in awhile. He is kind and demonstrates genuine caring and concern, which I appreciate. I highly recommend Sam and Integrity First to anyone looking for additional funding and financial help.
Wolverine L.
Working with Integrity First Funding has been a strong experience. Samuel Tretter leads with clarity and integrity, and the process is structured and strategic. They focus on positioning first, then connecting you with the right lenders based on your profile. It’s thoughtful, professional, and never feels one-size-fits-all.
