PLR
top notch security while leveraging…
top notch security while leveraging assets..

Excellent
Based on 213 reviews
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Lantern Finance is a US-based lending platform that provides secure, reliable access to crypto-backed loans with dedicated customer support. Use your assets—like BTC, ETH, XRP, and more—as collateral to unlock liquidity without having to sell your crypto.
Lantern Finance (lantern.finance) has 213 customer reviews on Folks Told, with an average rating of 4.9 out of 5.
213 approved reviews, newest moderated first
PLR
top notch security while leveraging assets..
Ronald W.
They’re great customer service, and just the way they do business
Anthony J. H.
The easy way to apply and put up your collateral. very easy and smooth process -- So greatful Lantern finance is here for XRP investors. :)
Alexander W.
Great and Amazing is all I can say.
Eric R.
The simplicity of the transaction. It is very easy to initiate and complete the whole process. Thanks for making it available!
Reply from Lantern FinanceOct 19, 2026
Hey Eric! You are welcome! Thank you for the nice review and checking out our platform. We appreciate you joining us here on Lantern Finance!
Garry K.
Easy Peasy! I just took out an XRP collateralized loan for a significan amount with Lantern Finance, which really took all of 10 minutes! Incredibly fast and impressive, if I do say so! I initially did it all online, but before pushing the submit button, I spoke to someone just making sure all the "eyes" were dotted & "Ts" crossed before submitting. I would highly recommend considering Lantern Finace for those seeking a crypto collateralized loan.
Reply from Lantern FinanceOct 18, 2026
Lemon Squeezy! Glad to hear that you were able to join us here at Lantern Finance! We appreciate the kind words and try to streamline everything to be a smooth as possible. Thank you again Garry!
Ronnie P.
Ok for starters I'm as skeptical as they come especially when it comes to my crypto bags. So when I first heard about Lantern I did the ole skeptics raised eyebrow. After weeks of contemplating I decided to challenge my skepticism and "jump in the cold pool". I first called and spoke with a very nice man named Jeff. He answered all my questions, concerns and made me feel comfortable. So I went for it! And what did i do?? I put in the right address but the WRONG ID number!! Couldn't make this up if i tried. I called Jeff frantically explaining what happened and he told me don't worry and they could track it down for me AND THEY DID!! They credited my account and funded my collateralized loan within minutes! I am no longer a skeptic and I can truly say that Lantern is the real deal! No gimmicks, no B.S!! Definitely recommend. Ronnie
Reply from Lantern FinanceOct 18, 2026
Hey Ronnie, Thank you so much for the incredible review! Happy we were able to work out the typo and recover your funds. We will do everything we can to help you have a good experience with our platform. Thanks again for joining us!
Tim T.
I suggest better UI in getting through the process from signup to bank setup. I figured it out but took alot of time. I felt I was on my own. Love your idea. Waiting the 72 hrs for transfer to my bank.
Reply from Lantern FinanceOct 16, 2026
Hey Tim, thank you for the review. We tried giving you a call to get feedback on how we can improve - please feel free to call us back whenever you can! You can also call or text us in the future and we can walk you through the entire process step by step as well: 415-365-0100. Regarding your funds, it should have already landed in your bank account!