Ben
Your best in service
Now this is the way defi was meant to be personalized trustworthy and expeditiously submitted all within 12 hours. Bravo to lantern finance thank you.
Reply from Lantern FinanceDec 14, 2025
Thanks for the awesome review Ben!

Excellent
Based on 213 reviews
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Lantern Finance is a US-based lending platform that provides secure, reliable access to crypto-backed loans with dedicated customer support. Use your assets—like BTC, ETH, XRP, and more—as collateral to unlock liquidity without having to sell your crypto.
Lantern Finance (lantern.finance) has 213 customer reviews on Folks Told, with an average rating of 4.9 out of 5.
Showing 207 reviews with 5 stars · Clear filters
Ben
Now this is the way defi was meant to be personalized trustworthy and expeditiously submitted all within 12 hours. Bravo to lantern finance thank you.
Reply from Lantern FinanceDec 14, 2025
Thanks for the awesome review Ben!
Jonathan J.
Seamless and simple! Finally, a platform that supports XRP-backed loans and that is based and regulated in the U.S. Really great and super easy to use. Also, payment is quick and can be received in US$. Thank you.
Reply from Lantern FinanceDec 14, 2025
Thanks Jonathan, happy to hear you had a great experience with us!
Ross
My experience with Lantern Finance has been very positive. The interface is clean, intuitive, and easy to navigate. The onboarding flow is smooth, with registration and verification processed far faster than expected. Funding, loan deposits, and repayment confirmations were handled quickly, outperforming the speed of most traditional banks.
Reply from Lantern FinanceDec 6, 2025
Thanks Ross, really great to hear that you had a smooth experience with our platform!
Dan N.
Best terms and easy to use platform.
Reply from Lantern FinanceDec 6, 2025
Thank you for the review!
Amanda
Very easy and smooth process!
Reply from Lantern FinanceDec 6, 2025
Thanks Amanda!
Green Diamond Holdings L.
I was trying to setup a business account with many of the other popular exchanges / fintechs, but, ran into either an ungodly list of requirements and questions, or, they simply never got back with me. Lantern Finance was the easiest process by far AND, they actually communicate with you. Then, once setup, I was able to get a loan without any issues. I was, and am, beyond thrilled.
Reply from Lantern FinanceDec 6, 2025
Really appreciate you sharing your Lantern experience and great to hear you've been a happy client!
Jason Eugene H.
I literally just signed up with Lantern Finance a few days ago, and I’m already writing this review because I’m that impressed. The whole process was ridiculously smooth – from creating my account to getting approved, everything happened in minutes, not days. No mountain of paperwork, no endless verification loops, just a clean, simple experience that actually feels modern. The speed is unreal. I needed funds quickly and they were in my account the same day – way faster than any bank or lender I’ve ever dealt with. So far (and I know it’s early), it’s been 100% hassle-free and transparent. No surprise fees, no fine print gotchas. If my first few days are anything to go by, Lantern Finance is the real deal. Five stars without hesitation – finally a finance company that respects your time
Reply from Lantern FinanceNov 24, 2025
Hey Jason, very much appreciate the glowing review!
Michael M.
Process was easy and straight forward. loan approved and funds in my bank account by the next day. Incredible!!
Reply from Lantern FinanceNov 24, 2025
Thanks Michael! We do our best to be quick