Verona A.
They were great with applying and easy…
They were great with applying and easy thank you
Reply from LendingCreativeSep 4, 2025
Thanks for choosing LendingCreative and sharing your experience!

Great
Based on 406 reviews
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
LendingCreative issues fast, online installment loans from $200 to $2,000 repayable over six months. Our 100% digital application and funding process means no paperwork, no hassles and quick access to cash when you need it!
LendingCreative (lendingcreative.com) has 406 customer reviews on Folks Told, with an average rating of 4.4 out of 5.
406 approved reviews, newest moderated first
Verona A.
They were great with applying and easy thank you
Reply from LendingCreativeSep 4, 2025
Thanks for choosing LendingCreative and sharing your experience!
Eric B.
It was fast and easy.
Reply from LendingCreativeAug 27, 2025
Thank you for trusting us. We are here to help!
Patrick B.
Very pleasant people and the process fast and easy
Reply from LendingCreativeAug 27, 2025
Thanks for choosing LendingCreative and sharing your experience!
Frederic
I would have given the highest mark, but I received the funds on Monday 8/18 when I was told I would get them Fri 8/15 because I got the application in and approved fairly early that day. This caused me some financial grief. Still, overall, I like Lending Creative
Reply from LendingCreativeAug 27, 2025
Thank you for your feedback! We understand the importance of timing, and we apologize for the inconvenience. For clarity, applications approved on Fridays, depending on how fast they are processed by the financial institutions, are funded the next business day, as we don’t process fundings over the weekend.
Kimberly S.
There's no options for 0 I got approved. And had to verify bank. After that I signed loan documents. Then called and verified over phone and asked me if pnc was my only bank. Said yes. Then said in that case we can't deposit because we are having issues with pnc. I asked I haven't use in a long time but have vargo. She said that we accept that institution. And I will send you a new link to verify the new bank without the link but it didn't go there so I called them back. And then tells me I'm not approved. How did I go from signing all the documents the agreements the loan stop signing everything that I was approved for 500 I think called them send me to a new bank and said they accept that one thing called back and say there's no link to the bank area to verify just the members area told me I'm not approved anymore how's that I wasn't then I wasn't don't make sense stupid.
Reply from LendingCreativeAug 20, 2025
Thank you for your review. We truly appreciate your feedback. At Lending Creative, applications are initially pre-approved upon submission. Final approval is completed after bank verification. Unfortunately, we don’t currently support all banking institutions, which can affect the process. As part of our transparency policy, we allow users to review their loan documents—subject to change based on verification results—before deciding whether to move forward.
Sandy
It was quick
Reply from LendingCreativeJul 1, 2025
We are glad you're happy with the service! Thank you for your review and feedback.
Teddy
This is a joke I have tried repeatedly to verify my bank account and it will not do it even when they send the link and repeated emails.. I think it is the chirp verification, maybe the company needs a different verification company.
Reply from LendingCreativeMay 28, 2025
Hello, Thank you for your review! We are sorry to hear this, we will look into your application process further to provide you a better service.
Cory B.
Yeah, it's a scam, they couldn't even tell me rates or loan terms without giving them my banking info, then they said it couldn't be verified and canceled my loan request, customer service on the phone was terrible, she couldn't wait to cancel my loan
Reply from LendingCreativeMay 28, 2025
Hello, Thank you for your review! We are sorry to hear this, Interest rates vary based on your credit profile, loan type, and term. We will look into your application process further to provide you a better service.