Excellent
Based on 453 reviews
LendingOne, LLC4.5Honesty, pricing, process and quality scores appear once 5 customers have rated them.
LendingOne is one of the nation’s leading direct lenders for real estate investors—from individual operators to institutional firms. Whether you're funding a single fix and flip, growing a long-term rental portfolio, or developing a large-scale build-to-rent community, we offer flexible capital solutions to help you scale with confidence.Backed by a leading global asset management firm, we combine financial strength with deep industry expertise to deliver reliable capital, fast closings, and the certainty investors need to grow. Our suite of loan products includes Fix and Flip, DSCR Rental, Fix to Rent, SFR Portfolio, and New Construction financing.Through our dedicated Institutional Group, we provide specialized lending for high-value, complex transactions—offering customized non-recourse loans for BTR aggregation and renovation facilities, as well as SFR portfolio term loans with capacities of $100M+ and flexible 5-, 7-, and 10-year terms.Our commitment to long-term strategic partnerships has earned us the loyalty of thousands of repeat borrowers each year. Discover why LendingOne is the preferred specialty mortgage lender for investors nationwide seeking certainty, scalability, and a smarter way to invest.
LendingOne, LLC (lendingone.com) has 453 customer reviews on Folks Told, with an average rating of 4.5 out of 5.
453 approved reviews, newest moderated first
Bert J.
Keisha and Candida did a great ob communicating and keeping me in the loop. Closing was smooth and numbers came in correct.
Reply from LendingOne, LLCSep 15, 2025
Thank you so much for the 5-star review! We're so glad to hear that Keisha and Candida provided excellent communication throughout the process and that your closing went smoothly. We appreciate your feedback and will definitely pass back to them!
Genelle E.
Personal service and good terms.
Reply from LendingOne, LLCSep 10, 2025
Thank you so much for the fantastic review! We're thrilled to hear that you had a great experience. Providing personal service and good terms are two of our top priorities, so it means a lot to know that our efforts are making a real difference for our customers. Your feedback is truly appreciated!
customer
attention to details and following up
Reply from LendingOne, LLCSep 8, 2025
Thank you so much for the 5-star review! We're so glad we could provide you with a great experience and we truly appreciate your kind words. We hope to work with you again on your next investment opportunity!
customer
Prompt responses, solution-oriented yet professional and very detailed staff
Reply from LendingOne, LLCSep 1, 2025
Thank you for the 5-star review! We truly appreciate your business and hope to work with you again in the future!
Danny R.
The LendingOne team worked tirelessly to help me close on a complicated transaction with lots of challenges. They were great to work with and I plan to work with them again. Highly recommend!
Reply from LendingOne, LLCAug 25, 2025
Danny, thank you so much for the amazing review! We're thrilled to hear that our team was able to help get this one across the finish line! We pride ourselves on providing exceptional service and appreciate your recognition of the teams hard work. We look forward to working with you again in the future!
Ann S.
Chace my loan officer did a great job,he guided me on all phases,took all my calls, was very quick with everything till I closed and later Sara her colleague did her part really well.
Reply from LendingOne, LLCAug 21, 2025
What a fantastic review! We're so glad to hear that Chace and Sara provided you with such an excellent experience. We will be sure to pass along your kind words to both of them. Thank you for choosing LendingOne!
Allen R.
I worked with LendingOne twice. Both were frustrating. 5 years ago they almost blew the deal - I bought a duplex, and they got hung up on an absolutely-non-issue about zoning, which wasn't even an issue locally in reality. That was a simple buy-and-hold deal, 30yrs fixed, nothing fancy and we did get that one done. But the 2nd deal recently, we got down to less than 24hrs before closing, they reneged & left me high and dry without financing outright. I'm under contract, earnest money on the line trying to close and make rehab plans, lining up subs, and the schedule, and plan out my costs, on a BRRRR fix-to-rent loan. I had to scramble and scrape up cash in a hurry to buy it myself in ONE day, without their flakey help entirely. And I am SO glad to not have their involvement, in hindsight it was a blessing. Nothing was as-advertized. The INT rate was higher (11%), my # of BRRRRs completed in the past was downplayed, the LTC was supposed to be 90% or 85%, but was now gonna be 80%. I didn't know their funding allocates all first to the rehab, and only the remainder to the purchase price. So I needed about 50% down to buy it instead of the only 15% I was expecting and led to believe. The appraisal was supposed to be $450. But surprise tripled to $1500 - this is at the BEGINNING, BEFORE the rehab, when I don't even WANT an appraisal at all, like what do I want to pay an appraiser for. To tell me the place in uninhabitable? Of COURSE it is, everybody knows that. It hasn't been rehab'd yet duh. And the FEES. Ong. $2500 origination fee. Processing Fee. Document Preparation Fee $895. Fees on fees. Construction draw fees $225?! Every time I need to draw on the money we already jumped thru SO many hoops to lend me, I've got to pay $225 every time just to draw it? To pay my subs? Forget LendingOne. Go get a hard money loan instead. For 16% INT, or 18% is honestly a better proposition. Or self-fund it. Or try a different program anywhere, do ANYthing different than inject chaos and uncertainty and stress into your deal the day before closing, un-necessarily and have LendingOne blow the deal outright for no good reason. Never again.
Reply from LendingOne, LLCAug 13, 2025
Allen, We're truly sorry to hear about your frustrating experiences with our team. We understand the significant stress and disappointment caused by the last-minute changes to your financing and the other issues you encountered. This is not the client experience we strive for, and we sincerely apologize that we fell short of your expectations. We take your feedback very seriously, as we want all of our clients to have a 5-star experience every time they work with us. We want to better understand what happened so we can improve our processes and see what we can do to earn your business back. Someone from our Customer Success Team will be reaching out to you shortly to discuss your concerns. You can also email our team directly at [email protected]. Thank you
customer
Easy Straight forward process that moved quickly and without issue.
Reply from LendingOne, LLCAug 10, 2025
Thank you so much for the 5-star review! We're glad you got to experience the easy process we have here at LendingOne. We look forward to working with you again on your next investment opportunity and appreciate you taking the time to provide feedback on your experience.
