Monterey Financial ServicesReviews by people who used montereyfinancial.com

Unbeknownst to us, when using Alleviate Tax to help us with a Tax issue they opened accounts with Monterey Financial which at best has a sketchy reputation and a of company with terrible reviews and does predatory lending! Alleviate tax after many, many months and after talking to a different person each time came back with a resolution that stated that my husband made too much money (which they should have known from the outset that it would disqualify us) and to pay to the IRS $1,000 a month which we were already doing before we even contacted them. Alleviate Taxes advertisement says 100% refund if you’re dissatisfied. We stopped paying MONTEREY FINANCIAL $600. monthly three months.ago. Once we were contacted by Alleviate Tax that they offered no resolution, we finally stopped making payments to Monteraey Financial who then they reported us to the three credit agencies, EQUIFAX, EXPERIAN and TRANSUNIOM . Those two blemishes on our credit make us unable to secure a loan from any other bank, a car loan which we desperately need and access the equity we have in our home.. My husband has always been an extremely hard worker and this is not the way we envisioned our retirement to be as be are both SENIOR CITIZENS. We want all our money back for a job they never did! We have been trying for a long time to get reimbursed but have had no luck! Beware of these predatory tax companies who offer help but in the end just rip you off!

Worst company ever! Wish I could give them -10 stars. They always have issues with their processing system then want to charge you the late fee. Got my school loan from them and they have been an issue the whole time.

It is a never ending interest rate. 110% interest rate please I beg you do not use them

Wish I could give a minus five stars, they are working with Tramerigo who are thrives. I canceled this within 24 hours after I realized this service was not a good discount and I was never going to use it. They did not honor my request and Monterey Financial Services is in collaboration with this act of contained thievery .

I filed a Small Claims, CFPB, and FTC complaints against Monterey Financial. I wrote a Cease and Desist in a email because filed two complaints with the federal government and a Small Claims. I told them to stop calling me unless your Attorney reaches out to me.They are not allowing to make payments online and the Staff is super rude.I guess Monterey Financial thinks that they are over the Federal Law I requested a Cease and Desist until hear from their Attorney. I cannot wait for Court because I'm going to eat them for Dinner.

The worst company to deal with...not sure how people working for this company can sleep at night..I guess desperate times calls for desperate measures.....Avoid this company like the plague, Nothing but negative feedback from this company. I DO NOT recommend doing busy with this company!!!

Worst experience ever! All they offer are predatory loans with super high interest rates. Steer clear of this financial institution. I truly hope the BBB shuts them down.

Purchased a dog from a local pet shop back in June 2023. Been making on-time payments since day 1. These last few months since November 2024 have been issues with them applying extra processing fees because the payments have been declined. I have talked to my bank and they said there’s nothing that’s preventing any stop payments or for it to be declined on my banks end. They have claimed that another card of mine on file has been declined for payments so I called that bank as well and same thing. Nothing is preventing any stop payments. I feel like they are frauding the consumer by acting like your bank has declined payments but Monterrey Financial wants to incur more fees. I don’t trust them