Poor
Based on 29 reviews
mybearloan.com2.9Honesty, pricing, process and quality scores appear once 5 customers have rated them.
Mybearloan.com is a free online loan-connection service that helps U.S. residents request personal loans from $200 to $5,000 through one simple, secure online form. After you submit your information, we try to match you with a lender from our network so you can receive a fast decision and, if approved, funds as soon as the next business day. We are not a lender and do not make credit decisions; instead, we connect you with independent lenders who set their own rates, terms, and eligibility criteria. Our goal is to make it easier to find a loan offer quickly and hassle-free, while protecting your data with bank-level encryption and providing clear, transparent information.
mybearloan.com (mybearloan.com) has 29 customer reviews on Folks Told, with an average rating of 2.9 out of 5.
Showing 6 reviews with 5 stars · Clear filters
Tony A.
Good and I will pay back
Reply from mybearloan.comOct 16, 2026
Thank you for your positive feedback! 😊 We're happy to hear about your experience and really appreciate you taking the time to share it. Wishing you all the best!
shena M.
It's been a hassle. I tried to receive a service from them particularly but I eventually get transferred to 3rd parties and it's frustrating. Plus they don't except everyone as per ad says. Misrepresentation of their ad, Big Time! I won't be recommending their company or like minded.
Reply from mybearloan.comOct 16, 2026
We’re sorry to hear about your frustrating experience, and we appreciate your honest feedback. The Bear Loan is not a direct lender. We work with a large network of lending partners to help users explore loan options based on their individual profiles. While we aim to connect users with suitable offers, approval is never guaranteed and depends on each lender’s requirements. You’re always free to review and decline any offer that doesn’t meet your needs. We understand how important clear expectations are, and we’re continuously working to improve our advertising transparency and user experience. Thank you for sharing your concerns with us.
Teresa
What I appreciated was that My Bear Loan didn’t make it seem like they were the lender. They explained their role, sent my request to a lender, and I was able to review the loan details online before making a decision.
Reply from mybearloan.comOct 16, 2026
Thank you so much for sharing your experience! 😊 We’re happy to hear that you appreciated our transparency and found the process clear and straightforward. At My Bear Loan, we believe it’s important for users to understand their options and review all loan details before making a decision. We truly appreciate your trust and feedback!
John D.
I was connected with a lender and the funds arrived in my bank account by the next business day. The cost of the loan was higher than I hoped, but the terms were clear before I signed, and it helped me cover something I couldn’t put off.
Reply from mybearloan.comOct 16, 2026
Thank you for sharing your experience! 😊 We're glad you were able to connect with a lender and receive the funds when you needed them. We understand that loan costs are an important consideration, and we're happy to hear the terms were clearly presented before you made your decision. We truly appreciate your honest feedback and wish you all the best!
Mowbray J.
I liked how clear everything was. Bearloan explained they’re not the lender, then sent me to a lender where I could see all the terms before I signed. Payments fit my budget and there were no surprise fees
Reply from mybearloan.comOct 16, 2026
Thank you so much for your positive feedback! 😊 We're happy to hear that you found the process clear and transparent and were able to connect with a lender offering terms that worked for your budget. Helping users explore their options and make informed financial decisions is exactly what we aim for. We truly appreciate you sharing your experience!
Toby
Needed about $1,500 to catch up on bills and this really helped. I applied online, got approved by a lender, e-signed the agreement, and the cash was in my account right on time. Super easy process from start to finish.
Reply from mybearloan.comOct 16, 2026
Thank you so much for sharing your experience! 😊 We're happy to hear that the process was smooth and straightforward and that you were able to connect with a lender who helped you get the funds when you needed them. We truly appreciate your trust and positive feedback. Wishing you all the best!
