Great
Based on 295 reviews
SmartCredit4.3Honesty, pricing, process and quality scores appear once 5 customers have rated them.
SmartCredit is an all-in-one credit and financial wellness platform that goes beyond simply showing your credit score. It lets you view your full three-bureau reports, take action on negative items to potentially get them removed, and helps you maximize your credit utilization ratio with a simple simulator.Not only that, you can link to your financial accounts and manage all of them from their easy to use dashboard,protect your identity, and prevent you personal information form being sold online. If you’re serious about taking your credit to the next level all on your own, getting better lending terms, and protecting your data and identity, SmartCredit gives you the tools to do that.
SmartCredit (smartcredit.com) has 295 customer reviews on Folks Told, with an average rating of 4.3 out of 5.
295 approved reviews, newest moderated first
McKinley
Good information to have
Reply from SmartCreditAug 10, 2026
Knowledge is a powerful tool! 💡 We’re glad you’re finding the information useful and valuable for staying informed about your credit. Thanks for sharing your experience—we’re happy to help keep the insights at your fingertips! ⭐
Brenda H.
Great Job . I will recommend. This service to everyone. It really works.
Reply from SmartCreditAug 10, 2026
A recommendation like this means the world to us! 🌟 We’re thrilled to hear the service is working well for you and that you’d share it with others. Thank you for your trust, your support, and for letting us be part of your credit journey! 🙌
Allan
Complete turnaround and distrust I was not able to afford $300 a month and I asked them to cancel. They told me they would 11 days later. They took out money again. I wrote them three different times they ignore me completely telling me it was escalated to management, but I’ve been ignored disgusting behavior, horrible company
Reply from SmartCreditAug 10, 2026
Now that’s progress worth celebrating! 🎉 A 100+ point increase in just your second month is an exciting milestone. We’re also thrilled to hear that our support team has been responsive and ready to take action when you reach out. Thank you for trusting us with your credit journey—we’re excited to see where your progress takes you next! 📈🌟
Armando G.
All exelent
Reply from SmartCreditAug 10, 2026
Excellent is exactly what we love to hear! 🌟 Short, sweet, and appreciated more than you know. Thanks for the fantastic feedback—we’ll keep working to make your experience just as excellent every step of the way! 🙌
Curlena H.
Hi my is Curlena Harris I’m enteral greatful for everything Jesus bless them to do for me and my family my score was in the low five’s but now it’s pushing throws the 600’s range so we should be getting into our house really soon but you have to also do the work as well it not just going to do it on it’s own pay your bills on time and do whatever you have to do
Reply from SmartCreditAug 10, 2026
What an incredible milestone! 🏡✨ Watching your score move from the low 500s toward the 600s while working toward the dream of a new home is exciting to hear. We especially appreciate your reminder that staying committed and taking positive steps along the way matters. Thank you for sharing your journey with us, Curlena—we’re cheering you and your family on as you move closer to that front door! 🔑🌟
customer
Very good 👍🙏
Reply from SmartCreditAug 10, 2026
Short, simple, and full of positivity! ✨🙏 We’re so glad to hear you’re having a great experience. Thank you for taking a moment to share the kind words—it means a lot to our team! 🌟
Fernando
Gran experiencia en 50 dias mas de 120 puntos subió mi crédito
Reply from SmartCreditAug 10, 2026
¡Más de 120 puntos en solo 50 días! 📈✨ Nos encanta saber que está viendo un progreso tan emocionante en su camino crediticio. Gracias por confiar en nosotros y por compartir este gran logro. ¡Que sigan llegando más metas cumplidas! 🎉
Adrian
Service is great, awesome team thanks for the recognition credit scores steady increasing
Reply from SmartCreditAug 10, 2026
Steady progress and an awesome team—that’s a combination we love to hear about! 📈✨ It’s exciting to know you’re seeing your credit scores move in the right direction. Thank you for recognizing our team and for letting us be part of your journey. Here’s to keeping that momentum going! 🌟
