Great
Based on 295 reviews
SmartCredit4.3Honesty, pricing, process and quality scores appear once 5 customers have rated them.
SmartCredit is an all-in-one credit and financial wellness platform that goes beyond simply showing your credit score. It lets you view your full three-bureau reports, take action on negative items to potentially get them removed, and helps you maximize your credit utilization ratio with a simple simulator.Not only that, you can link to your financial accounts and manage all of them from their easy to use dashboard,protect your identity, and prevent you personal information form being sold online. If you’re serious about taking your credit to the next level all on your own, getting better lending terms, and protecting your data and identity, SmartCredit gives you the tools to do that.
SmartCredit (smartcredit.com) has 295 customer reviews on Folks Told, with an average rating of 4.3 out of 5.
295 approved reviews, newest moderated first
Eric
They are doing what they are supposed to be doing. Was hesitant at first, but things are headed in the right direction
Reply from SmartCreditOct 30, 2025
We’re glad to hear things are moving in the right direction! Thanks for trusting us — we’re here to keep that progress going.
Diana
Muchas gracias mi experiencia con ustedes es súper buena e importante porque me están ayudando mucho gracias una vez más
Reply from SmartCreditOct 30, 2025
We’re so happy to hear that! It means a lot to know we’re making a difference and helping you along the way. Thank you for your kind words! ¡Nos alegra mucho escuchar eso! Significa mucho saber que estamos marcando la diferencia y ayudándote en tu camino. ¡Gracias por tus amables palabras!
Emmett M Dixson J.
Site is filled with up sells, you can only challenge one item at a time and it's just not worth the money. The only thing they seem to do well is billing.
Reply from SmartCreditOct 30, 2025
Thank you for your feedback. We see you did recently cancel your membership. SmartCredit only presents an optional "upsell" during the account cancellation process. Our cancellation wizard highlights the features included in your membership and then offers the VIP plan at the end. Billing follows the plan selected at enrollment and continues until the account is closed, which can be done online anytime. SmartCredit is a user-driven, neutral platform designed to help you understand your credit, review your reports, and find ways to improve your score. If something didn’t work as expected or you believe you were charged in error, please reach out to our Support Team at (877) 372-3895.
Darius
It's been a great experience to have someone help especially when you have no idea what's going on so thank you
Reply from SmartCreditOct 30, 2025
We’re so glad to hear that! It’s our goal to make understanding your credit simple and supportive — happy we could help!
Eric
Intuitive user interface and exactly the info you most want to see
Reply from SmartCreditOct 30, 2025
We’re thrilled you find the interface easy to use and the info right on point — that’s exactly what we aim for!
Jesus
Very good excellent
Reply from SmartCreditOct 30, 2025
We really appreciate your feedback and are glad you’re happy with our service!
Joyce
Always kept up to date with what going on with my credit.
Reply from SmartCreditOct 30, 2025
Thank you for taking the time to leave a review. We’re glad to hear you’re finding the updates helpful in keeping track of your credit!
Joy
Excellent! Recommend it to everybody.
Reply from SmartCreditOct 30, 2025
Thank you! We’re thrilled you’re enjoying it and appreciate the recommendation!
