Great
Based on 295 reviews
SmartCredit4.3Honesty, pricing, process and quality scores appear once 5 customers have rated them.
SmartCredit is an all-in-one credit and financial wellness platform that goes beyond simply showing your credit score. It lets you view your full three-bureau reports, take action on negative items to potentially get them removed, and helps you maximize your credit utilization ratio with a simple simulator.Not only that, you can link to your financial accounts and manage all of them from their easy to use dashboard,protect your identity, and prevent you personal information form being sold online. If you’re serious about taking your credit to the next level all on your own, getting better lending terms, and protecting your data and identity, SmartCredit gives you the tools to do that.
SmartCredit (smartcredit.com) has 295 customer reviews on Folks Told, with an average rating of 4.3 out of 5.
295 approved reviews, newest moderated first
Vanessa
One of the people you all have working with you @jamarkellyman is fraudulent charging people $2500 to fix credit . He charge me in may to fix my credit . In promised me in October he would refund me. I have the voice calls and text messages . He is not a good luck for your company. He has your logo on his page, but asking his customer to use Experian. This company should be ashamed letting him use there logo
Carlos T.
They are a scam I have tried multiple times to cancel my membership with them but they will not close it and I keep getting notifications of them trying to charge my card so far they have stolen 60$ from me until I changed cards
Mark W.
Scam. Requires waiting 40 days to update while charging monthly. Made my credit score drop 100 points. AVOID!
Cynthia P.
So far so good
Kim
Don’t bother giving them your money. They go MIA. The customer service line doesn’t even work. They don’t respond to emails either.
Allan M.
Since working with SmartCredit, our correspondence has been low-tech easy, my credit score has increased by 59 points, and my student loan debt is now under the US government's discernment of being discharged. Thanks so much!
alexandra
The app makes it easy to dispute negative items on my credit reports. Not all of the disputes have been successful but I did get 2 corrections made which bumped by score up by about 50 points. As far as apps go, the monthly rate might seem a bit high but if you're looking to get a handle on your credit it's well worth it.
Fatma K.
one of my friend taken a very small amount of 3500 only, and the re payment date was 5th Jan 2023. Their uneducated people start calling since morning it self on the same day not just that but to all the relatives and contact persons in the phone list. 1. they hack all the numbers from the phone 2. before due date start harassing my friend 3. sending very inappropriate msgs writing that if you don't done the payment will share your some private photos to all. 4. after even payment on the app the calls doesn't stop and asking for more money on some other links. I have never seen such company in my entire life what the hell this internet era leading us there is no privacy no empathy just around. my friend soon going to give a legal notice for defamation to this company.
