Usually good
Averaged over 548 reviews
Timberline Financial4.0Ratings for honesty, price, timing and the result show up after 5 customers have given them.
As a leading financial services company with a focus providing debt relief programs for consumers and small business owners, our team of knowledgeable and compassionate debt consultants work closely with our clients to understand their needs and concerns and develop a personalized program to help them become debt free in the shortest time possible. Prior to enrolling in one of our programs, we will provide you with a clear written plan you can review to decide if a debt resolution program is right for you. And you can rest assured that you will never pay a fee to our company until we have resolved a debt for you.While no two clients we serve have the same set of financial circumstances or debt load, we work with clients every day, from all walks of life, who have one thing in common; a desire for a fresh start and a life free from the burdens of high-interest credit debt. If you are struggling to meet your minimum payments, or have been unable to make several recent payments on one or more credit card accounts, our debt resolution program may be the solution you have been seeking to get your financial life back on track. Call us today, and let one of our specialists discuss your situation and provide you with options you can evaluate to determine if we can help.
How is Timberline Financial (timberlinefinancial.com) doing on Folks Told? Across 548 reviews, customers have given it an average of 4.0 out of 5, and every one of them can be read here.
548 published reviews so far
Winter R.
Over charged for car, interest rate is VERY high, had issues with motor mounts since day one their mechanic said he heard nothing lies, , car does not need fob to start it, does not lock doors, after almost 2 years of paying can't trade in car because I owe 4 times what the car is worth. I was told at the lot if I paid a year on time I could get into another car one I wanted that was a lie. STAY AWAY! I have a friend with the same experience. 0/5
Dale G.
They did absolutely nothing to really help me. I paid almost everything of the enrolled debt. I had my salary garnished which resulted in payment of 60% of enrolled debt which the rest was paid by monies that he drafted from my account but of course they have ignored the garnishment so they could show that they have done a great job, what a joke. Spoke with them on Dec 12th 2024 and they stated that they would be refunding the excess funds in my account which is still have not seen. Today after my complaints they said they would put escalate the matter but that they only have two people working in that department and that they have many other clients in from of me. I would not recommend this company to anyone and I believe that they should be investigated and if at all possible be put out of business
D. S.
Terrible company. Will wreck your credit permanently. Justin who onboarded me, assured me that in 6 months my credit card balances (for medical expenses) would be negotiated for half the current balance. I didn’t believe him at first, but he spent the next hour explaining the process (lying) and assuring me that Timberline takes care of their clients. Once you’re legally into their scam, what Timberline actually does is they “take over” your payments, tell you not pay, to not respond to collection calls and notices. They let your account become charged off which is similar to declaring bankruptcy, possibly worse. Even after paying the negotiated balance, the credit card company still views the original balance as owed, and until it is paid, your credit is wrecked. Avoid this fraudulent company.
Greg H.
This company is the worst I have ever dealt with in my life! I have used other companies and even filed bankruptcy before. But I asked for help and this company has failed me horribly!! I signed up with a plan and have kept my side of it but they have not. I am paying way over what I should have to begin with. I was sued last year and again being threatened to be sued again. They take my money every month and I get no where but in deeper trouble. Please do not use this company!!! They lie and steal your money!!!
OJ
There are no words to describe how terrible this company is they will steal your money and destroy your life. You will never be able to contact them, a complete scam. Do not pick this company
Donald
Total Scam. They claim to take charge, negotiate your accounts down and save you money. They contact the crediters and negotiate the amount owed down which I could have done myself but by the time they add in their fees you save little or nothing. Now the final insult. I enrolled 6 accounts. After I realised that these accounts become inactive and your credit destroyed I removed one account from the program so that I would still have an active credit account. Bare in mind that all of these accounts were up to date. I came to the program because I was about to go under. After negotiation one of the accounts was sent to litigation prior to being fully enrolled. Now four of the accounts have been paid off. The 5th has also been paid off but now I am told that I have to pay all of the litigation fees which is a very large amount so I will end paying more than I started with. As I said up front the program is a crock, preying on people that are over extended and in the end you have to rebuild your credit and move on.
Esmeralda M.
Best decision I made. This company helped me with my debt. Now I can say I'm debt free. Excellent customer service, excellent resolutions. I had a lot of credit cards debts and they helped me to reduce for less than I was supposed to pay. Thank you Timberline for making me free of debt.
Jen S.
We started working with this company in 2018. We were told the same information as many of the other customers. We had good credit, we were just looking to consolidate instead of paying multiple payments to different entities each month. We then spent 2 years fighting for information, waiting as our credit tanked and hearing nothing. In 2020 we stopped hearing from Timberline, despite reaching out. As of this morning we were contacted by a different company who stated that our account was sold to them and we could settle our account for $20,000.00. Original debt was $15,000 with payments of $750 per month for two years. This is insane. How can you so terribly misrepresent yourselves, DESTROY peoples credit scores, refuse to communicate and then SELL CUSTOMER ACCOUNTS TO A CREDITOR? I have reported this company to the BBB and am seeking legal counsel. Do NOT work with this business, they may not be committing fraud or be illegal, but they are definitely not ethical.
