Excellent
Based on 107 reviews
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
We believe the financial system has let down the very people who need it most. Many small businesses are denied access to credit merely because their owners do not have great credit, or because they are not a priority for traditional lenders. There is a clear gap between those who can cheaply access finance and those who cannot access it at any price.At XPRS, our goal and our mission is to use technology to bridge that gap. We use the latest technology to efficiently connect small businesses with capital so that these businesses, the lifeblood of the American economy, can grow and prosper.We deliver small business loan application decisions in minutes and funding in as quickly as 1 business day. Less paperwork and less hassle means more time for you to focus on your business.XPRS is not a broker. We are a direct lender and the source of capital. At XPRS, we work directly with small businesses which allows us to offer great rates, fast responses, and full transparency.Unlike traditional banks, XPRS focuses on the cash flow and health of your business, not personal credit history. We use innovative ways to help small businesses like yours get access to capital quickly, efficiently, and affordably.
XPRS Capital (xprscapital.com) has 107 customer reviews on Folks Told, with an average rating of 4.7 out of 5.
107 approved reviews, newest moderated first
Dillon M.
Sends me a letter to apply, we fill out the application, then we are told our bank isn't real. What? I sent them an official bank letter and gave them the statements. I would steer clear as it seems that they're phishing for information rather than actually doing business.
Shelene W.
Yeah I had to check the reviews first seems like a scam to get your information so they can sell it to make a profit . Yeah I’ll pass on this. Usually when it’s to good to be true believe your gut instinct
Chris W.
We are currently working aggressively on securing funding for your business. We did want to notify you that one of our partner has indicated that they are not able to extend a loan offer at this time. However, we have a wide network of lenders that are currently reviewing your application. You will receive a call from one of our specialists or our trusted lending partners if an offer becomes available. Thank you for again for your application. Kind Regards, The XPRS Team XPRS Capital T: 877-659-5399 F: 877-797-9653 Sent me a letter and told me that you are a direct lender and now you are shopping my file and I posted the email reply to prove it. Please stop lying to us, and just be honest, I did not agree to have my file sent to any other lenders!
Kenneth D.
Sounds like this is not a company to mdo business with from the reviews.
Charles
I gave them 1 star because the invitation was very professionally packaged and advertised that you will receive a answer within 1 day. After three calls and no later we were told that we weren’t approved for the loan. We had the option to go with another company and waited for a reply which never came and was told it was probably was in the spam mailbox. Needless to say there was no answer or declination letter found at all. So that’s my review if we were denied I’m sure you knew this and could have notified us. Don’t use this company unless you have time to wait on a letter you will never receive.
Reply from XPRS CapitalMar 1, 2022
Hi Charles, While we always do our best to provide our customers with a loan approval, sometimes this is just not possible. Our system sends an automatic email when a company is declined, and sometimes that email ends up in a spam folder. We are terribly sorry we were not able to assist you with your lending needs. We wish you all the best. Sincerely, Your XPRS Team
Jenny
It was an easy, fast process! I totally recommend.
Cole R.
Fast and easy experience. Friendly staff. Would work with them again in the future if need be.
Mel
Helpful and friendly staff, fast turnaround, I appreciate the help in getting the job done.
