mark M.
Main reason is that when there was a…
Main reason is that when there was a time for conference they were always punctual. they we well prepared for the meeting of the minds.
Reply from Finance FactoryApr 28, 2026
Thank you for your feedback!

Excellent
Based on 355 reviews
Honesty, pricing, process and quality scores appear once 5 customers have rated them.
We live with one purpose: to help you succeed.Finance Factory is a leader in the startup and alternative business funding spaces, maintaining an A+ rating with the Better Business Bureau and ranked one of LendingTree’s top startup funding experts.Founded in 2006, Finance Factory helps early-stage business owners solve the challenges they face when obtaining capital to launch or grow their small businesses.The principles of Finance Factory have been instrumental in growing and leading multiple fintech and real estate investment companies; several of which have been ranked as the top 200 Fastest Growing Companies in the United States by Inc. Magazine. By applying the lessons they learned from working with entrepreneurs and angel investors at the IRA Network, as well as their first-hand knowledge of the booming alternative lending market, they developed a unique and proprietary process to help entrepreneurs access capital.Our professional and informative funding specialists will educate and provide you with all the information you need to make an informed decision. We specialize in establishing and facilitating relationships between our portfolio of vetted small business loan lenders and small business owners like you. Our network offers you quick access to many different investors and lenders ready to meet your individual funding requirements.Qualified applicants can receive Loans, Leases, and Lines of Credit from $5,000 up to $500,000 in as little as 48 business hours. All at no upfront cost or obligation to you.Over the past 15 years, Finance Factory has successfully established $1 billion in funding for entrepreneurs nationwide. To see how we can help you achieve your goals, please give us a call today, 800-691-6727.
Finance Factory (financefactory.com) has 355 customer reviews on Folks Told, with an average rating of 4.9 out of 5.
Showing 6 reviews with 3 stars · Clear filters
mark M.
Main reason is that when there was a time for conference they were always punctual. they we well prepared for the meeting of the minds.
Reply from Finance FactoryApr 28, 2026
Thank you for your feedback!
Aaron
They were able to help me acquire the funds I needed for business expansion in a relatively quick timeframe, that was cool. They have a fee of about 10% of the total funds they help you acquire, that was okay and I guess a standard rate. What was not cool was that they only give you a week to pay the fee, which, considering you're probably in a position where you need to keep those funds to use, the early deadline is less than ideal. Even worse, you receive a misleading confirmation email saying the fee is due the day the funds are received, but if you read the whole email you'll see it's actually due a week after the funds are received. On top of that they message (harass) you almost every day to pay.
Reply from Finance FactoryFeb 19, 2026
Thank you for your honest feedback on the process. I'm glad we were able to meet your goals in the time frame you needed. Our team does reach out consistently once an invoice is due, and I'm sorry that made you feel harassed, it was not our intention. We wish you continued success with your expansion.
Christina V.
Expensive origination fee for just ending up with a personal auto loan.
Reply from Finance FactorySep 19, 2025
Thank you for the feedback! For the folks at home, Finance Factory does not charge an origination fee. There is a fee for our service.
Lorenzo
I liked that fact I was able to get approved and receive my funding within a business day. What kinda got to me was having to pay the 10% fee for borrowing right up front. Kinda put me behind on my plans for my business.
Reply from Finance FactoryJul 7, 2024
We appreciate you taking the time to write about your process with us! *To clarify for the audience at home. The fee is due after receiving funding, not at the beginning of the application process.
Jocelyn W.
Decent service, be sure to do your own research before hand and ask a lot of questions. Wish there was more communication at times. I enjoyed working with those that I worked with. Just inquire about the process before hand, everyone's finances are different and their system may not always apply or work well for your background.
Reply from Finance FactoryAug 7, 2023
We appreciate you taking the time to leave constructive feedback, we always strive for improvement! Please feel free to reach out via phone or email with any additional insights. 240-345-3312 or [email protected] Thank you!
Stan N.
What I liked was the ability to get connected to a funding vendor swiftly, I also liked the fact the vendor POC kept in contact with me all through the process, provided options for finance, however what I didn't like was the fact I wasn't approved for the amount I wanted. And the fact there was defered payment period.
Reply from Finance FactoryJun 6, 2023
Thank you for taking the time to talk about your experience, I believe our future clients will appreciate it!