KapitusReviews of kapitus.com

This company misrepresents their loans as merchant cash advances against future receivables. When our receivables dropped nearly 40% YOY, they agreed to a temporary reduction in our payment for 4 weeks. When we persisted in requesting an ongoing reduction in required repayment amount (supposed to be linked to our receivables), they offered a restructure of the loan that included a confession of default on the original agreement. They agreed to reduce our payment amounts for 4 weeks and then used that to make the case that we had defaulted on the terms. Google the consequences of signing an agreement that includes your confessing to default. The leverage they gain over you is life-threatening to your business. Do not do business with them. Do not take an MCA loan from any company. There is more information online about the spiral debt trap of MCA lending than there is information about MCA lending and the companies. I made a bad choice is taking an MCA loan when we faced 2 slow, frigid Winter seasons, hurting our cashflow and profit. The latest response from the lender was the threat that collection efforts will begin immediately if you miss a payment. I refused to sign the admission of guilt of defaulting on our loan payments, which we have not done.

I have been communicating by email and text with a person with the name Mark Patrick Baybay , I asked him can he give me a call , so I can speak to a representative live. He never responded to the request, asked different questions about acquiring a loan , then after all of the texting he just stopped. This place in my opinion is a fraud. I wouldn’t give them a star at all if I could.

I had a great experience working with Braxton Roberts at Kapitus. From our very first conversation, Braxton was professional, knowledgeable, and transparent about the available financing options. He took the time to understand our business needs, answered every question thoroughly, and made sure we understood the terms and process without any pressure. What stood out most was his responsiveness and commitment to keeping us informed at every step. The application process was straightforward, communication was prompt, and he worked hard to find a solution that aligned with our goals. Whether you're exploring funding for growth or managing cash flow, I highly recommend reaching out to Braxton. His professionalism, integrity, and customer-first approach made the entire experience smooth and stress-free. Thank you, Braxton, for your outstanding support!

Braxton was great to work with. The process was easy and very little paperwork was required appaired to going through a bank. I have used them in the past and ever time has been easy and a simple process.

Staff was kind and very helpful when i had a problem they help to get it taken care of ! Great group to work with !

They know exactly what they’re doing, work very quickly, and usually make the whole process smooth and easy. I highly recommend them.

I have had multiple experiences with your firm. This is my first time working with Braxton, and it was so easy. He was great and explaining new products and working with me to choose what helped me with my goals. A quick and painless experience that I would recommend to anyone.

I had the pleasure of working with Nick Regan today to arrange some financing, he was efficient and his communication was EXCELLENT. He was incredibly helpful and I highly recommend Nick and the Kapitus team.