Fin H.
Stop texting and emailing me
Stop texting and emailing me. I don’t want funding

Hit or miss
Averaged over 38 reviews
Ratings for honesty, price, timing and the result show up after 5 customers have given them.
Unlock your future in three simple steps: Apply for funding, get approved quickly, and receive the support you need. Start your journey today!
How is Upgrading Cap (premiumcapitalfund.com) doing on Folks Told? Across 38 reviews, customers have given it an average of 3.9 out of 5, and every one of them can be read here.
38 published reviews so far
Fin H.
Stop texting and emailing me. I don’t want funding
Jeffrey
They send me an email with an unsolicited DocuSign for funding every day. I have asked them to stop about six times and every morning I find a new email in my inbox. I’ve tried to block their email in my Outlook but it’s a new scrambled email address every time. While I could applaud the tenacity, I’ve asked them to stop contacting me and they will not. Sending an unsolicited document to sign that would bind you to a debt obligation is dangerous and irresponsible. After reading their response it’s obvious they don’t take ownership of their actions and they have no responsible process in place to respond to the unsolicited emails they send. We embrace gorilla marketing tactics but we don’t repeatedly ignore the responses.
Upgrading Cap repliedSep 21, 2025
We want to clarify that what you received was an initial outreach email with a standard credit application request—similar to requesting basic information to determine whether there is any interest. No deal was ever discussed, and no binding agreement was presented. We understand that receiving emails you don’t want can be frustrating. We will ensure your contact information is removed from our outreach so you no longer receive further communication. Our intention is never to inconvenience anyone, only to provide business owners with the option to explore funding if they wish.
Yuda B.
Scott helped me get funding for my business in just two days. He was easy to work with, quick to respond, and made the whole process simple. I really appreciate his help.
Anonymized U.
Beware of this Scam company REPORT file your refund complaint to the name on my profile and get your refund as soon as possible
Stephanie S.
This company is a scam! We received a $45,000 loan from Premium Capital with a weekly draw. The first payment withdrawal was correct but I noticed they took an additional payment the following week under a different company name. When I texted John Last, Head of Underwriting his reply was "it was a processing error and I would receive a refund in 1-2 weeks. Two weeks go by and he hasn't responded to my text messages. A few days go by and I inquire again and he replies he has been out of the office for a family emergency. Another week goes by and still no response. DO NOT trust this company!
Amanda
Josh was amazing. I couldn’t have asked for anything more easy than this. Josh, thank you sooo much!!!!
Ray E.
Scammers, they took $2,000 up front and I have not heard back from them! STAY AWAY! RUN, DONT WALK AWAY FROM THESE SCUMBAGS
onagency
Everyone entitled, super rude and angry. 0 customer service