Reply from Arch Red Sky InsuranceJun 17, 2024
Jenny,
Thank you for taking the time to leave a review. We are sorry to hear about the circumstances of your claim.
As stated in your explanation of benefits, travel insurance will reimburse you, up to the maximum benefits amount shown in the schedule of benefits, for unused, prepaid, nonrefundable payments or deposits for your vacation rental. Therefore, only the unused nights at the vacation rental are covered for a trip interruption claim, not the entire trip.
In regards to the damaged items, insurance policies, including travel insurance policies, generally have maximum benefits outlined in the policy. These are outlined in your policy made available to you prior to and after your policy purchase. Links to your policy were included in your confirmation of benefit email and accessible 24/7 on the rental property website. Your claim was paid in full up to the maximum benefits pursuant to the policy. Because your claimed expenses exceeded the maximum benefits outlined in your policy, amounts in excess of the maximum benefits were denied.
If you have any further questions you can contact us at 866-889-7409.
Regards,
The Arch Red Sky Team