Insurance professionals in all 50 states count on XCEL to get licensed and stay licensed. We provide insurance pre-licensing, exam prep, and continuing education for Life & Health, Property & Casualty, and Personal Lines — online self-paced, livestream, or in person.Our 3-Part Training Process combines a state-specific pre-licensing course, a focused prep review, and weighted exam simulators that mirror your state exam, built on a research-based learning approach. Complete it and meet the readiness benchmark, and you're backed by our XCEL Pass Guarantee.Our courses are developed by insurance training experts averaging 20+ years of experience, using psychometrics and research-based practices to improve student outcomes. Rubi, our AI study partner, is built from XCEL's own curriculum — ask questions, get instant explanations in multiple languages, and reinforce weak areas as you go.Every course matches your state's exam syllabus and lines of authority, so you never study material that does not apply to your license. Whether you're earning your first license or renewing an existing one, XCEL gives you state-approved coursework, flexible formats, and support at every stage of your insurance career.
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